Africa SME Tools

Start a business in any of Africa's 54 countries. AI-guided registration, tax setup, licensing, and banking — with step-by-step action plan.

How long will your startup survive? Enter burn rate, revenue, and cash balance — get runway in months, break-even date, and scenario planning.

Calculate your Total Addressable Market for 15 African countries using real population, internet penetration, and economic data.

Track monthly gross and net burn. Enter personnel, office, software, marketing costs — see runway and get actionable cost-cutting recommendations.

Build a 12-month cash flow projection. Monthly revenue, COGS, fixed costs, one-time expenses — highlights negative cash months in red.

Gross margin, contribution margin, break-even units, and LTV/CAC ratio. Know if your unit economics work before scaling.

Customer churn, MRR churn, net revenue retention (NRR), and average customer lifetime. Essential for SaaS and subscription businesses.

Calculate break-even point in units and revenue. Fixed costs, variable costs, selling price — see when your business becomes profitable.

Calculate gross, operating, and net profit margins. Convert between markup and margin. Benchmark against African industry averages.

Estimate your startup's valuation using revenue multiples, comparable transactions, and African VC benchmarks. Pre-money and post-money.

Calculate POS agent income in Nigeria (OPay, Moniepoint, Palmpay), Kenya (M-Pesa), Ghana (MTN MoMo). Daily transactions → monthly profit and ROI.

Calculate landed cost from Alibaba/1688.com to Nigeria, Kenya or Ghana. FX conversion, air cargo, customs duty, clearing fees — see true profit per unit.

Profit calculator for African food vendors, restaurants and caterers. Meals per day, ingredient cost, rent, staff — daily profit, margin, and break-even.

Calculate profitability of running a market stall or table-top business. Daily revenue, cost of goods, market fees, transport — net daily income.

Calculate POS/card transaction fees charged to customers. Compare OPay, Moniepoint, GTBank, Access Bank POS fee structures for merchants.

Budget your Nigerian film, web series, or video production. Cast, crew, locations, equipment, post-production — full production budget estimate.

Track tithes, offerings, and donations. Calculate 10% tithe on gross or net income, seed faith giving, and budget for giving goals.

Compare selling fees on Jumia, Konga, Takealot, Kilimall and other African marketplaces. Enter selling price — see commission, fees, and net payout per sale.

Compare Paystack, Flutterwave, Stripe, Chipper Cash, and other payment gateways for your African business. See net revenue per ₦1,000 collected.

Calculate total merchant fees for accepting digital payments. Card processing, gateway fees, settlement delays — see true cost of digital sales.

Generate professional invoices for your African business. Add VAT, multi-currency, PDF export. Supports Nigerian, Kenyan, Ghanaian and South African formats.

Track stock levels, reorder points, and inventory value. Calculate inventory turnover ratio and identify dead stock eating your capital.

Convert between markup percentage and profit margin. Set target margins and calculate selling prices for any product in any African currency.

Calculate sale prices, discount amounts, and margin impact of offering discounts. Know the true cost of your promotions before running them.

Build a structured business plan with financial projections. Market analysis, revenue model, cost structure — export as PDF for investor presentations.