Itemize spend before deciding what to cut
Break monthly spend into personnel, office, software, marketing, and other categories, then calculate gross burn, net burn, runway, cash-zero date, and cost breakdown.
Inputs and outputs stay in this browser unless you copy, download, print, save, or share them.
Primary task
- Enter cash balance, revenue, currency, and line-item costs.
- Add or remove cost rows for each spend category.
- Calculate and review the breakdown bars before making cuts.
Result and export
- Gross burn, net burn, runway months, cash-zero date, planning flag, and category breakdown.
- Copy and TXT download actions for board, founder, or finance notes; no PDF is generated.
- Planning note that keeps operational data local.
Before you use it
- Use actual bank outflows where possible, not only budgeted costs.
- Check recurring SaaS, contractors, taxes, and FX-linked expenses.
- Do not treat this as audited financial reporting.
Assumptions and freshness
Planning utility only. It is not an official filing, legal, tax, accounting, security, finance, platform, lender, or live-data service.
What is the difference between gross burn and net burn?
Gross burn is total monthly cash outflow. Net burn subtracts cash actually collected in the same month. Booked revenue and unpaid invoices do not extend runway until cash is received.
What burn rate should I compare against?
Compare against your own actual bank outflows, committed obligations, budget and prior months. Team, location, stage, currency and business model make generic city benchmarks unreliable.
What costs should I cut first when burn is too high?
Review unused or duplicative spend, variable commitments and low-return experiments first. Before changing staff pay, contracts, leases or regulated obligations, check the applicable agreement and professional advice.