Burn Rate Calculator

Track your monthly startup expenses across personnel, office, software, marketing and more. See gross burn, net burn, runway and get a red-zone alert before you run out of cash.

Itemized Costs Red Zone Alert Runway Calc NGN Default
Currency & Cash Position
Personnel Costs
Personnel Total
Office & Space
Office Total
Software & Subscriptions
Software Total
Marketing & Growth
Marketing Total
Other Costs
Other Total
GROSS BURN (Total Monthly)
Burn Rate Results
Gross Burn / Month
Net Burn / Month
Runway (months)
Cash Zero Date
Cost Breakdown
FAQ
What is the difference between gross burn and net burn?

Gross burn is your total monthly cash spend regardless of revenue. Net burn is gross burn minus monthly revenue. Investors typically ask about net burn when assessing runway. If your revenue covers all expenses, net burn is zero and you are cash-flow positive.

What is a typical startup burn rate in Lagos/Nairobi?

Early-stage Lagos tech startups typically burn ₦2M–₦10M/month depending on team size. A 5-person early-stage team in Lagos might spend ₦3–5M/month (salaries ₦2M, office ₦300k, tech ₦500k, marketing ₦600k, other ₦300k). Nairobi equivalents are roughly 15–20% lower in local currency terms due to lower cost of living.

What costs should I cut first when burn is too high?

Priority order: (1) Non-performing marketing channels (pause immediately), (2) Unused SaaS subscriptions (audit everything), (3) Office costs — move to co-working or home if possible, (4) Contractor costs before full-time staff, (5) Last resort: salary deferrals with equity compensation. Never cut engineering resources if they are building core product.

Typical Nigerian Startup Costs

5-Person Team — Lagos (Monthly)

  • CEO: ₦400k–₦800k
  • CTO/Lead Dev: ₦500k–₦1.2M
  • 2× Junior Devs: ₦250k–₦400k each
  • Operations/Sales: ₦200k–₦350k
  • Co-working (5 desks): ₦150k–₦300k
  • Cloud (AWS/GCP): ₦80k–₦250k
  • Marketing: ₦300k–₦800k

Total: ~₦2.5M–₦5.5M/month

Common SaaS Subscriptions

  • Slack: ~$8/user/month
  • Notion: ~$10/user/month
  • GitHub: ~$4/user/month
  • Figma: ~$15/editor/month
  • Postman: Free–$14/month
  • AWS/GCP: Varies ($50–$500/mo)
Disclaimer: Burn rate is an estimate. Actual spend varies month-to-month. Track expenses with an accounting tool and compare monthly.