Business AI

AI SME Finance Assistant

Ask a payroll, VAT, or invoicing question the way you would ask a colleague. It answers with your country's rules and opens the calculator already filled in.

Private by default · answers with figures in your local currency · opens the right tool filled in

Run Kenya payroll for 5 employees and prepare a review checklist Create a VAT invoice in Ghana for GHS 12,000 What PAYE should I estimate for a Ghana employee earning 6,000 monthly?Help me register a small business and get a TIN in Nigeria

How this helps

Bring a payroll, VAT, invoice, registration, or cash-flow question and land on the calculator or document tool that answers it, with the high-stakes parts flagged. It does not stand in for a tax adviser.

Run payroll for your teamEnter country, headcount, gross pay, pay period, deductions, and benefits, and get PAYE and payroll figures you can check line by line.

Land on the right tax toolPayroll questions open PAYE, business tax opens VAT, invoices open the invoice builder, and registration questions open the TIN and company-registration checklists.

Sanity-check before you filePull VAT treatment, invoice amounts, and currency into one place so you can review a return before it reaches your accountant.

Built for where you are

Nigeria PAYE runs the PITA 2025 and NTA 2026 band regimes side by side, with pension and NHF options — and VAT prefills at 7.5% under the Nigeria Tax Act 2025.

Nigeria PAYE →Nigeria VAT →

Every one of the 54 countries has a PAYE calculator with named assumptions and local currency — ask in plain language and the assistant opens yours.

The tools it opens

Every route ends in a real calculator or document tool — the assistant fills in what it learned, and you stay in control of the numbers.

PAYE CalculatorSalary tax and payroll planning by supported country.VAT CalculatorVAT-exclusive, VAT-inclusive, and planning estimates.Invoice GeneratorDraft invoices and receipts with export options.Cash Flow ForecastPlan monthly inflows, outflows, and cash pressure.Business Registration ChecklistRegistration steps, documents, and official-source reminders.TIN Registration GuideTax identification steps for supported countries.

Straight answers about limits

What it will not do

Outputs are planning estimates, not tax, accounting, legal, or filing advice.
Rates and statutory rules change with finance acts — verify with the revenue authority before you file or pay.

Privacy, plainly

Payroll and invoice details are sensitive. The calculators and invoice builder run in your browser, and salaries, client names, invoice contents, and tax numbers are not included in the usage data AfroTools collects.

Questions people actually ask

Can AfroTools AI file my taxes or payroll?

No. It prepares the figures and the review checklist; filing stays with you, your accountant, or the revenue authority's own portal. That separation is deliberate.

Are the payroll numbers on this page real?

Yes — the worked example is computed in your browser when the page loads, by the same engine the PAYE calculator uses, on the assumptions listed under it. Open the calculator and change the assumptions, and you will see the numbers move.

Do sponsors or partners change the numbers?

Never. Sponsored placements are labeled and cannot alter a calculation, an eligibility result, or a source label anywhere on AfroTools.