Invoice Generator

Create professional invoices with African currencies, VAT, withholding, mobile money, and PDF export.

Free 20+ currencies VAT-aware Browser-private
Start here

Choose the fastest billing path

Saved clients, reusable items, templates, and saved invoices use this browser's localStorage. Clearing browser data removes them from this device.

Template Choose a style
Your Business Sender details
Business contact, logo and tax ID
PNG, JPG or SVG. Max 120x60px on invoice.
Bill To 0 saved clients
Saved clients and billing details
Invoice Details
Changes the preview and export title. The data still stays local unless you export or save it.
Terms and tax settings
Payment & Compliance Africa-ready details

Add settlement instructions when you are ready to send the invoice.

Advanced payment and compliance options
Ready: add payment instructions to make the invoice easier to settle.
Line Items 1 item
Description Qty Unit Price Tax % Total Actions
0.00
Reusable saved items
Summary
Subtotal0.00
Discount % 0.00
Tax0.00
Total0.00
Balance due0.00
More

Saved Templates 0 saved

No saved templates yet.
Save a template after creating your first invoice.

Live Preview Draft
Add business, client, and line items to preview your invoice.

INVOICE

#INV-2026-001
From
Your Company
Bill To
Client Name
Invoice Date
-
Due Date
-
Payment Terms
Net 30
Description Qty Unit Price Tax Total
Add line items to see them here
Subtotal0.00
Tax0.00
Total0.00
Balance Due0.00

The Invoice Generator creates professional, print-ready invoices in seconds without requiring any sign-up or software installation. Fill in your business details, add line items with descriptions, quantities, and rates, and the tool calculates subtotals, taxes, discounts, withholding, amount paid, and balance due automatically. It supports multiple African currencies, saved clients, reusable items, payment links, mobile money instructions, bank details, templates, share links, JSON handoff, and local PDF export. Freelancers, small business owners, agencies, and contractors across Africa use this tool to bill clients professionally, maintain consistent branding, and keep their invoicing process simple and organised.

FAQ

Frequently Asked Questions

Is this invoice generator free to use?
Yes, completely free with no limits. Create unlimited invoices, manage clients, save reusable items, save templates, and download real PDFs at no cost.
Which currencies are supported?
We support 20+ currencies including NGN, KES, GHS, ZAR, RWF, TZS, ETB, UGX, XOF, XAF, EGP, MAD, USD, GBP, EUR and more.
How does VAT calculation work?
Select your currency and the VAT rate auto-fills based on country (Nigeria 7.5%, Kenya 16%, Ghana 15%, etc.). You can customize the rate anytime.
Can I include payment links, mobile money, or bank details?
Yes. Add a payment method, payment link, mobile money or WhatsApp number, and bank instructions so the exported PDF tells the client exactly how to pay.
Can I track deposits or withholding tax?
Yes. Enter amount paid and withholding tax percentage to show the invoice total and balance due clearly.
Can I save client details?
Yes! The client database saves your clients locally in your browser. Click "Save Client" to store details, then select any client to auto-fill on new invoices.
How do I download as PDF?
Click "Download PDF" to generate a professional PDF using our built-in engine. It includes your logo, items, totals, and notes ready to email.
Is my data saved online?
If you stay signed out, your invoice data stays in your browser. If you sign in, the active invoice draft syncs to your AfroTools account so you can continue on another device. Client lists and saved templates still stay local for now.

Money tool operating notes

Use the invoice generator to produce a clean invoice, then verify tax treatment

The invoice tool is strongest when it keeps commercial details tidy: client, seller, line items, VAT, payments, balance due and a downloadable output.

Clear use case

Use it for freelance invoices, agency retainers, consulting work, school fees, small-business sales and client billing that needs a printable or PDF invoice.

Worked example

A Nigerian agency can enter a NGN 250,000 service line, set VAT where applicable, record a NGN 100,000 deposit and issue an invoice showing the remaining balance. Ghana, Kenya and South Africa users can adjust currency and tax fields for their own context.

Methodology and assumptions

Totals are calculated from the line items, discount, tax rate, payments and balance fields entered by the user. The tool does not decide whether a tax rate applies to a specific transaction.

FAQ

  • Can I download or save the invoice? Yes. Use the page download or save options where available, especially before clearing browser data.
  • Can this be branded for my firm? Yes. The custom calculator and widget paths below are intended for branded invoice, billing and tax workflows.

Related tools and business paths

Reviewed for page structure and sales readiness: May 4, 2026. Invoices are business records, not tax filings. Verify VAT, withholding tax, invoice numbering and local invoicing rules before using the document for compliance.