💰 SALARY & TAX

Pension Fund Projection

Project your retirement fund growth using country-specific pension systems across Africa. Enter your salary, contribution rate and expected returns to see how your pension fund grows over time. Covers mandatory schemes, voluntary contributions and employer matching.

🇳🇬 PRA 2014 🇰🇪 NSSF 🇿🇦 27.5% deductible 🇬🇭 3-Tier
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Pension Fund Projection
Select your country and enter your pension details
₦
Employee + employer combined
Moderate: ~10% p.a.
₦
AI OBSERVATIONS
Pension Insights
Select a country and project your pension to see AI-powered insights on the local pension system, contribution rules, tax benefits and retirement planning tips.
⚖️ HOW IT WORKS
  • Monthly contribution = Salary × contribution rate (employee + employer)
  • Fund growth = Previous balance × (1 + annual return / 12) + monthly contribution
  • Salary grows each year at your specified annual growth rate
  • Monthly pension estimated using 4% safe withdrawal rule (fund × 4% / 12)
  • Replacement ratio = Monthly pension ÷ final monthly salary
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