💰 SALARY & TAX

Pension Fund Projection

Project a retirement fund with values from your own statement and assumptions you can inspect. Compare nominal and inflation-adjusted balances, a deterministic return range, contributions, investment growth and an illustrative drawdown.

User-entered assumptions Local-first Reopenable exports No guaranteed result

Pension Fund Projection

Use values from your statement and your own planning assumptions. AfroTools does not supply country rates, guaranteed returns, or benefits.

Country / context

Currency (ISO)

Current age

Retirement age

Current monthly salary

Annual salary growth (%)

Combined monthly contribution (%)

Current fund balance

Assumed gross annual return (%)Enter your own estimate; the tool will not select a rate for you.

Annual fund fee (%)

Assumed annual inflation (%)

Illustrative annual drawdown (%)

Statement / scheme rule / source checkedExample: July 2026 fund statement or current provider terms.

Source checked date

Calculation date

Input confirmationsI checked the balance, salary, and contribution inputs against my statement or scheme terms.I understand that return, fee, inflation, and drawdown are my assumptions, not promises.

Source and assumptions check

Use this as a planning range, not an official pension statement

Inputs: country context, currency, age, salary, current balance, contribution, return, fee, inflation, drawdown, and the source you checked.
Method: monthly compounding after fee drag, annual salary growth, real-value adjustment, and a deterministic minus/plus two-point return range.
Verify before acting: fund statement, employer remittances, scheme rules, fees, tax, guarantees, access, beneficiaries, and retirement-income options.
Privacy: calculation, drafts, import, and exports stay in this browser. No AI or server processing is used.

Method reviewed 9 August 2026. Planning estimate only; not investment or tax advice and not a guaranteed pension value.

Pension Fund Projection FAQ

How do I use the Pension Fund Projection?

Enter your amounts, rates and dates in the fields above. The Pension Fund Projection then gives you a clear estimate with the assumptions shown you can use straight away.

How accurate is the Pension Fund Projection?

It is as accurate as the values you enter and shows the assumptions behind the result. Always confirm current balances, contribution rules, fees and scheme terms before relying on it. It is a planning estimate, not financial advice.

Is the Pension Fund Projection free, and does it cover my country?

Yes — it is free, works without signup, accepts any three-letter currency code, and keeps the calculation in your browser.