PayGo plan inputs

Enter the load you really need to run, then compare the payment plan against your current energy spend.

Country

Local currency

Solar kit usable energy per day Use the provider quote after battery losses, not just panel watts.

Critical load target Percent of your appliance load that must be covered daily.

Appliance load and daily usage

Lights Watts each Quantity Hours/day

TV or radio Watts each Quantity Hours/day

Phones and small devices Watts each Quantity Hours/day

Fan Watts each Quantity Hours/day

Fridge, POS, or router Watts each Quantity Hours/day

Other load Watts each Quantity Hours/day

Payment plan and current spend

Kit deposit

Repayment amount

Repayment frequency

Term length in months

Current generator or grid spend per month Fuel, charging, grid units, candles, battery rental, and phone charging.

Maintenance buffer percent Add for battery care, bulbs, wiring, callouts, theft protection, and payment fees.

PayGo decision output

Total paid-Deposit plus repayments and maintenance buffer

Monthly affordability-Compared with current spend

Energy coverage-Usable kit energy vs daily load

Daily load-Appliance energy needed

Savings over term-Current spend avoided minus total paid

Payback estimate-Months of current spend to cover total paid

Decision lane	Method	Result
Appliance load	Watts x quantity x hours per day	-
Repayment model	Repayment frequency converted to monthly cost	-
Maintenance buffer	Monthly repayment x buffer percent	-
Total plan cost	Deposit plus term repayments plus maintenance buffer	-
Current energy baseline	Current monthly spend x term months	-

Run a calculation to see the affordability recommendation.

Risk flags

Decision checklist

Sources & freshness

Last reviewed: 16 May 2026. The calculator uses user-entered provider prices, appliance labels, and household or business spend, not a live PayGo tariff feed.

Source note: Treat the provider quote, appliance nameplates, warranty booklet, utility bill, generator fuel receipts, and mobile-money payment history as the source documents for the final decision.

Before signing, verify the quote with the solar provider contract, appliance watt labels, battery usable capacity, warranty terms, repossession rules, payment fees, and your latest generator, grid, or charging receipts.

Methodology

Daily load equals each appliance wattage multiplied by quantity and daily usage hours.
PayGo repayments are normalized to monthly cost using daily, weekly, or monthly frequency.
Total paid equals deposit plus all repayments over the term plus the maintenance buffer.
Coverage compares usable daily kit energy with the daily load and your critical-load target.
Savings compare the PayGo total paid with current generator, grid, candle, charging, or fuel spend over the same term.

Disclaimer

This is an estimate only. It does not replace a licensed solar installer, electrician, lender disclosure, consumer-protection advice, or the final PayGo contract. Confirm taxes, fees, warranty, penalties, and ownership transfer terms locally.

For solar providers, NGOs, and energy publishers

Need this calculator as a branded widget, sponsored PayGo decision tool, lead-capture flow, or API-backed affordability model? AfroTools can adapt it for your country, product catalog, and repayment rules.

Widgets Custom calculators API Business enquiry

PayGo plan inputs

PayGo decision output

Risk flags

Decision checklist

Related energy tools

Country PayGo solar pages

For solar providers, NGOs, and energy publishers