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Private planning workspace

Prepare your first-home cash and evidence pack

Set a cash goal from amounts you have already researched, see the gap at your current savings pace, and track the documents and decisions to verify before you approach a lender, lawyer or seller.

Step 1 · Your own figures

Build the cash target

Use amounts from current quotes or your adviser. This tool does not infer a deposit percentage, property fees, loan size or grant.

Enter an amount, not a property-price percentage.
Your own allowance for verified legal, inspection, moving or setup costs.
No interest or investment return is assumed.

A straight-line planning estimate using only the amounts above.

Cash goal
Funds set aside
Funding gap
Step 2 · Evidence readiness

Mark what you have verified

These checks organise the conversation; they do not validate the documents.

Method and limits

What this planner does—and does not do

Why do I enter the deposit as an amount?

Deposit rules vary by lender and product. Entering a documented amount prevents this page from inventing a bank rule or repeating the mortgage tools.

Does the timeline include interest?

No. It divides the remaining gap by your monthly contribution and rounds up. Use the savings tools separately if you need an interest-bearing projection.

Can I treat the printout as approval?

No. It is a private preparation note. A lender, lawyer, valuer and relevant authority must verify their own part of the purchase.