Beyond the number. Compare up to 4 offers — net pay after PAYE, equity valuation, 5-year career projection, relocation break-even, and a counter-offer negotiation script.
Rate each offer on 7 dimensions (1 = poor, 10 = excellent). The culture score is weighted and shown out of 100. Use the slider below to see how much a culture score difference is worth to you in salary.
How much monthly salary is a 10-point culture score improvement worth to you?
Enter the offer you received and the amount you want to counter at. We'll generate a negotiation script and probability assessment.
Choosing between job offers is one of the most consequential financial decisions you'll make. In African job markets — where significant pay comes through allowances, benefits, and equity — comparing on gross salary alone is deeply misleading. Two offers with identical gross salaries can differ by 30–50% in total compensation once you account for housing, transport, health insurance, pension, equity, and commute costs.
Net pay after PAYE and pension deductions is the starting point. Then monetise benefits: employer pension contributions, health insurance (worth ₦30,000–₦100,000/month in Nigeria), housing and transport allowances, and expected bonuses. Subtract commute costs — in Lagos or Nairobi, commuting can cost ₦30,000–₦60,000/month. Finally, look beyond year one: a startup at 60% of a bank salary may be worth more in 5 years through equity upside and salary acceleration.
Not necessarily. Total compensation (salary + benefits + equity - commute costs) is what matters. A lower gross salary with better health insurance, housing, pension, remote flexibility, and equity can be worth significantly more. Also consider the 5-year trajectory — a startup at lower base pay may triple your earnings if it succeeds.
African startup equity carries higher binary risk than Silicon Valley options — most African startups either get acquired or shut down rather than IPO. Use the probability-weighted model: assume ~40% chance of zero, ~35% of a modest $5-10M exit, ~20% of a $50M exit, and ~5% of $100M+. Calculate what your options are worth in each scenario, multiply by the probability, and compare the expected value to a cash signing bonus from an alternative offer.
Use market data, competing offers, or your unique value as justification. Avoid personal reasons ("I need more money"). Frame it as: "Based on market benchmarks for [role] in [city], and my [X years / specific skill], I'm targeting [amount]. Is there flexibility there?" Always express genuine enthusiasm for the role first — you're negotiating because you want to make it work, not because you're looking for an exit.
Remote work saves commute costs (₦15,000–₦60,000/month in Lagos), wardrobe, and daily meals — effectively adding ₦50,000–₦150,000/month in Lagos. Beyond money, it gives back 2-3 hours daily and reduces stress. Factor it into your total compensation as a real cash equivalent when comparing offers.
A guaranteed 13th month adds 8.3% to annual compensation and is standard in many Nigerian corporates and legally mandated in some sectors. Always clarify whether any stated bonus is guaranteed or performance-based — a "20% annual bonus" that requires exceptional performance is worth far less than a guaranteed 13th month.
Add up: one-way flights + freight, first month's rent deposit in the new city, settling-in costs (furniture, connection fees), and temporary accommodation. Divide by your monthly salary increase. If break-even is under 12 months, relocation is generally financially worthwhile — beyond 24 months, be cautious unless non-financial factors strongly favour the move.
This MVP compares written offer terms across salary, estimated net pay, allowances, benefits, pension, commute cost, remote value, leave, equity, relocation, deadline pressure, culture inputs, and five-year trajectory. Use the decision summary as a private worksheet before accepting, declining, or negotiating.
Verify net pay assumptions, benefits, bonus rules, probation terms, equity vesting and exercise terms, relocation support, notice period, non-compete clauses, work-permit needs, and offer deadlines against the signed offer pack. This is career planning support, not legal, tax, immigration, financial, employment, union, or HR policy advice.
Updated for 2026. Here is exactly how each offer is scored, the assumptions behind it, and what to verify before you rely on it.