The AfroTools Journal

Articles AfroTools

Practical explainers for people making real money decisions: checking a payslip, pricing an import, comparing salary offers, or trying to understand fast-moving rules across African markets.

191 Published guides you can filter by topic, country, and search intent.
54 African markets in scope across tax, trade, money, and work.
42 Tool-led articles connected directly to calculators, checkers, and workflows.

Rates, fees, and bank rules can move quickly. We now use the blog audit to prioritize time-sensitive pages for refresh, and the highest-risk guides are being checked against official sources first.

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Kenya NSSF Rates 2026
Fiscalite & PAYE

Kenya NSSF Rates 2026 | Year 4 Payroll Contribution Guide

Current Kenya NSSF guide covering February 2026 Year 4 rates, Tier I and Tier II contribution caps, employer matching, PAYE treatment, SHIF, housing levy and payroll checks.

Equipe AfroTools May 3, 2026 14 min read
Kenya SHIF Deduction 2026
Fiscalite & PAYE

Kenya SHIF Deduction 2026 | 2.75% SHA Payroll Guide

Current Kenya SHIF guide covering the 2.75% Social Assurance Maladie Fund deduction, KES 300 minimum, PAYE treatment, employer deadline, and payslip checks.

Equipe AfroTools May 4, 2026 15 min read
Kenya Capital Gains Tax 2026
Fiscalite & PAYE

Kenya Capital Gains Tax 2026 | KRA 15% CGT Guide

Current KRA capital gains tax guide covering the 15% rate, net gain formula, allowable costs, exemptions, iTax payment workflow, and property transfer deadlines.

Equipe AfroTools May 2, 2026 14 min read
Ghana Withholding Tax 2026
Fiscalite & PAYE

Ghana Withholding Tax 2026 | GRA WHT Rates and Deadlines

Current GRA withholding tax guide covering resident and non-resident rates, 15-day filing, certificates, final versus creditable withholding, withholding VAT and payroll edge cases.

Equipe AfroTools May 1, 2026 15 min read
Kenya eTIMS Expense Validation 2026
Fiscalite & PAYE

Kenya eTIMS Expense Validation 2026 | KRA Invoice Rules

What KRA's 2026 income and expense validation means for eTIMS invoices, buyer PINs, VAT input claims, withholding records, customs data and iTax return preparation.

Equipe AfroTools Apr 29, 2026 14 min read
Used Car Import from Japan to Africa 2026
Entreprise & juridique

Used Car Import from Japan to Africa 2026 | Buyer Checklist

A practical pre-shipment checklist for Japan used-car buyers, covering exporter verification, documents, inspection, customs valuation, port costs and African destination calculators.

Equipe AfroTools Apr 24, 2026 15 min read
South Africa VAT Registration 2026
Entreprise & juridique

South Africa VAT Registration 2026: SARS Threshold and eFiling Guide

A current SARS-based guide to South Africa VAT registration after the April 1, 2026 threshold change, including the R2.3 million compulsory threshold, R120,000 voluntary threshold, and the eFiling workflow.

Equipe AfroTools Apr 17, 2026 14 min read
Uganda VAT Registration 2026
Entreprise & juridique

Uganda VAT Registration 2026 | URA Threshold, EFRIS and Filing Guide

A practical Uganda VAT registration guide covering the rolling 3-month turnover test, UGX 37.5 million threshold, UGX 150 million annual framing, EFRIS setup, filing by the 15th, and common input VAT mistakes.

Equipe AfroTools Apr 16, 2026 10 min read
Best Countries Business Africa 2026
Entreprise & juridique

Best Countries to Do Business in Africa 2026 - Ranked

Top 10 African countries for business in 2026 ranked by ease, tax rates, digital infrastructure and opportunity. Rwanda, Mauritius and South Africa lead.

Equipe AfroTools Apr 7, 2026 18 min read
How to Create Invoice Nigeria
Entreprise & juridique

How to Create a Professional Invoice in Nigeria 2026

Complete guide to Nigerian invoicing 2026. FIRS requirements, TIN, VAT at 7.5%, invoice templates for freelancers, services and product businesses.

Equipe AfroTools Apr 8, 2026 14 min read
BOQ Construction Nigeria 2026
Outils & guides

How to Create a BOQ for Construction in Nigeria 2026

Step-by-step BOQ guide for Nigerian building projects. Current 2026 material prices (cement, rods, tiles), labour costs and worked example for a 3-bedroom bungalow.

Equipe AfroTools Apr 11, 2026 16 min read
Naira in Words Cheque Guide
Currency & Forex

How to Write Naira Amounts in Words on Cheques

Learn how to write naira amounts in words on cheques correctly. Examples for thousands, millions, and kobo with proper Nigerian banking format.

Equipe AfroTools Mar 19, 2026 7 min read
Japa Cost Nigeria
Entreprise & juridique

The True Cost of Relocating from Nigeria in 2026

Full breakdown of japa costs from Nigeria. Visa fees, flights, settling-in expenses for Canada, UK, USA, Germany, and Australia with real naira figures.

Equipe AfroTools Mar 19, 2026 9 min read
How Much House Nigeria
Outils & guides

How Much House Can I Afford in Nigeria 2026?

Mortgage affordability at different salary levels. NHF at 6% vs commercial at 22%, worked examples at ₦300k, ₦500k, and ₦1M salaries.

Equipe AfroTools Mar 18, 2026 9 min read
High-Yield Savings Africa
Outils & guides

Best High-Yield Savings Accounts in Africa 2026

Compare savings rates across Nigeria (18-22% T-Bills), Kenya (M-Shwari, MMFs), and South Africa (TymeBank 9%). Real vs nominal returns.

Equipe AfroTools Mar 18, 2026 10 min read
Euro to Naira Exchange Rate
Currency & Forex

Euro to Naira Exchange Rate Today 2026 - EUR/NGN Live

Compare CBN official, bank, and parallel market EUR/NGN rates. Where to get the best rates and how the exchange rate affects imports, school fees, and remittances.

Equipe AfroTools Mar 18, 2026 8 min read
Pound to Naira Exchange Rate
Currency & Forex

Pound to Naira Exchange Rate Today 2026 - GBP/NGN

Compare CBN, bank, and street GBP/NGN rates. Best way to convert Pounds to Naira, UK diaspora remittance tips, and Wise vs Western Union.

Equipe AfroTools Mar 18, 2026 8 min read
Dollar to Cedi Exchange Rate
Currency & Forex

Dollar to Cedi Exchange Rate Today 2026 - USD/GHS

BoG interbank rate vs forex bureau vs informal rates. Cedi depreciation context, where to exchange in Accra, and MTN MoMo for receiving USD.

Equipe AfroTools Mar 18, 2026 8 min read
Rwanda Salary After Tax 2026
Fiscalite & PAYE

Rwanda Salary After Tax 2026 - RRA PAYE Guide

Rwanda's 3-band PAYE system, RSSB 6% (rising annually to 20% by 2030), and step-by-step calculation with worked examples in RWF.

Equipe AfroTools Mar 18, 2026 7 min read
Tanzania Salary After Tax 2026
Fiscalite & PAYE

Tanzania Salary After Tax 2026 - TRA PAYE Guide

Tanzania PAYE tax rates with TRA 5-band system, NSSF 10% deduction, and step-by-step salary calculation with worked examples in TZS.

Equipe AfroTools Mar 18, 2026 8 min read
Kenya PAYE Tax Calculator
Fiscalite & PAYE

How Much Tax Do I Pay on My Salary in Kenya 2026

Complete guide to Kenya's 5-band PAYE system, SHIF, AHL, NSSF Niveaux I+II deductions, personal relief, and a worked example at KES 150,000 monthly salary.

Equipe AfroTools Mar 18, 2026 10 min read
Business Registration Nigeria
Entreprise & juridique

How to Register a Business in Nigeria 2026 - CAC Guide

Step-by-step CAC online registration for Business Name and LLC. Costs, documents needed, timelines, and post-registration requirements including TIN and VAT.

Equipe AfroTools Mar 18, 2026 11 min read
Developer Tools
Outils & guides

Free JSON Formatter & Developer Tools Online

50+ free developer tools - JSON formatter, regex tester, hash generator, Base64 encoder, and more. All run in-browser with zero data sent to servers.

Equipe AfroTools Mar 16, 2026 7 min read
Crop Yield Calculator
Africa Data

African Crop Yield Calculator & Farm Planning Guide

Plan your farm season with data on maize, cassava, rice, yam yields. Input costs, revenue estimates, and strategies to improve yields across Africa.

Equipe AfroTools Mar 16, 2026 9 min read
Nigeria PAYE Calculator
Fiscalite & PAYE

How to Calculate PAYE Tax in Nigeria (2026 NTA Guide)

Step-by-step walkthrough of Nigeria's 2026 PAYE calculation under the new Nigeria Tax Act - including the ₦800K threshold, rent relief, and a worked example at ₦5M gross salary.

Equipe AfroTools Mar 10, 2026 10 min read
Kenya PAYE Calculator
Fiscalite & PAYE

Kenya PAYE Calculateur Fiscal Guide 2025/26

Complete guide to Kenya's 5-band PAYE system, SHIF replacing NHIF, AHL, NSSF Niveaux I+II, personal relief, insurance relief, and a worked example at KES 100,000.

Equipe AfroTools Mar 5, 2026 9 min read
South Africa PAYE Calculator
Fiscalite & PAYE

South Africa Tax Brackets 2025/26 - SARS PAYE Rates

All 7 SARS tax brackets, age-based rebates, UIF, medical tax credits, retirement contributions, and worked examples at R250K, R500K, and R1M annual income.

Equipe AfroTools Mar 3, 2026 10 min read
Ghana PAYE Calculator
Fiscalite & PAYE

Ghana PAYE Tax & SSNIT: How Tier III Saves You Money

Ghana's 7-band PAYE system explained, SSNIT Tier I/II/III breakdown, and how voluntary Tier III contributions legally reduce your tax bill with a worked example.

Equipe AfroTools Mar 1, 2026 9 min read
Mobile Money Fees
Currency & Forex

Mobile Money Fees in Africa Compared (2026)

Side-by-side comparison of M-Pesa, MTN MoMo, Airtel Money, and OPay fees for transfers, withdrawals, and payments across 10 African countries.

Equipe AfroTools Feb 25, 2026 8 min read
Send Money to Nigeria
Currency & Forex

Cheapest Way to Send Money to Nigeria in 2026

We compare Wise, Lemfi, Grey, Chipper Cash, Western Union and more - fees, rates, speed and limits for sending money to Nigerian bank accounts and wallets.

Equipe AfroTools Feb 22, 2026 9 min read
Import Duty Calculator
Entreprise & juridique

Nigeria Import Duty Calculator Guide 2026

How to calculate import duty, VAT, CISS, surcharges and landing costs for goods imported into Nigeria. Includes HS code lookup and worked examples.

Equipe AfroTools Feb 18, 2026 10 min read
VAT Rates Africa
Entreprise & juridique

VAT Rates Across Africa 2026 - Complete Country Guide

Compare VAT/GST rates across all 54 African countries. Includes registration thresholds, filing deadlines, exempt goods, and recent rate changes for 2026.

Equipe AfroTools Feb 15, 2026 11 min read
Construction Materials
Africa Data

Construction Material Prices in Nigeria 2026

Current prices for cement, iron rods, blocks, roofing sheets, sand, granite and more across Lagos, Abuja, Port Harcourt and other major cities.

Equipe AfroTools Feb 5, 2026 8 min read
Japa Calculator
Entreprise & juridique

Japa Guide: Nigeria to Canada Immigration 2026

Complete step-by-step guide to moving from Nigeria to Canada - Express Entry, Provincial Nominee, study permits, costs, timelines, and required documents.

Equipe AfroTools Jan 28, 2026 12 min read
Crypto Tax Africa
Currency & Forex

Crypto Tax in Africa 2026: Nigeria, Kenya & South Africa

Complete guide to cryptocurrency taxation in Africa. Nigeria 10% CGT, Kenya 3% DAT, South Africa 18% effective rate. How to calculate and report your crypto taxes.

Equipe AfroTools Mar 16, 2026 18 min read
Best P2P Platforms Nigeria
Currency & Forex

Best P2P Crypto Platforms in Nigeria 2026

Compare the 8 best P2P crypto platforms available in Nigeria. Fees, payment methods, security features, and honest ratings.

Equipe AfroTools Mar 16, 2026 14 min read

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