Zimbabwe PAYE
Calculator 2025/26

ZIMRA progressive tax (0%–40%), NSSA social security (3.5% employee + 3.5% employer). Multi-currency support (USD/ZWG). Annual computation per ZIMRA bands.

✦ Includes AI Advisor ZIMRA 2025/26 Verified NSSA · Multi-Currency USD / ZWG

Last verified: July 2025 · Source: ZIMRA (zimra.co.zw) · Income Tax Act · NSSA

2025/26 Key Facts: PAYE bands on annual income: 0% up to $6,000; 20% on $6,001–12,000; 25% on $12,001–36,000; 30% on $36,001–60,000; 35% on $60,001–120,000; 40% above $120,000. NSSA employee contribution 3.5% of gross salary (deductible from taxable income). Employer pays 3.5% with no cap. Multi-currency support for USD and ZWG.

Enter Your Details USD / ZWG Currency
Annual Gross Salary $24,000
$5,000$500,000
Or type exact annual amountBefore any deductions
$
Active DeductionsToggle to include / exclude
NSSA
3.5% employee — deductible

NSSA employee contribution (3.5%) is fully deductible from taxable income before PAYE is calculated. Employer NSSA (3.5%) is an additional cost with no cap.

Annual Take-Home Pay
$0
After PAYE & all deductions
Effective Tax Rate 0%
AI Tax Advisor Powered by Claude

Calculate your salary first — I'll analyse your ZIMRA PAYE position, explain NSSA deductibility, and give specific optimisation tips for Zimbabwe.

ZIMRA 2025/26 Annual Bands ▾
$0 – 6,0000% — exempt
$6,001 – 12,00020% on excess above 6k
$12,001 – 36,00025% on excess above 12k
$36,001 – 60,00030% on excess above 36k
$60,001 – 120,00035% on excess above 60k
Above $120,00040% on excess above 120k

Calculated annually on taxable income (gross minus NSSA). Support for both USD and ZWG currencies.

NSSA Rates 2025 ▾
Employee NSSA3.5% of gross (deductible)
Employer NSSA3.5% of gross (no cap)

NSSA employee contribution deductible from taxable income. Employer contribution not deducted from employee pay but added to employer cost.

Disclaimer: For informational purposes only. Not professional tax or legal advice. Rates based on ZIMRA schedules and NSSA regulations. Verify with ZIMRA (zimra.co.zw) or a qualified Zimbabwean tax advisor.
Zimbabwe Tax FAQ

Common PAYE Questions

What are the Zimbabwe PAYE tax bands for 2025/26?

Six annual bands: 0% on first $6,000; 20% on $6,001–12,000; 25% on $12,001–36,000; 30% on $36,001–60,000; 35% on $60,001–120,000; 40% above $120,000. These bands apply to taxable income after NSSA deduction.

Is NSSA contribution deductible from PAYE taxable income?

Yes — the employee's NSSA contribution (3.5%) is fully deductible from gross pay before calculating PAYE. This reduces your taxable income and therefore your PAYE tax liability. The employer's matching contribution is a separate employer cost.

Does Zimbabwe use USD or ZWG for taxes?

Both currencies are used in Zimbabwe. ZIMRA publishes tax bands in both USD and ZWG depending on the official exchange rate. This calculator supports both currencies for your convenience.

What is NSSA in Zimbabwe?

The National Social Security Authority (NSSA) administers social security and workers' compensation. The NSSA contribution is 3.5% from the employee and 3.5% from the employer, with no upper cap.

When must employers remit PAYE and NSSA to ZIMRA?

PAYE must be filed and paid to ZIMRA by the 20th of the month following the payroll month. NSSA contributions are remitted to NSSA by the 15th of the following month. Late payments attract interest and penalties.

Are there other deductions beyond NSSA?

For standard PAYE, only NSSA is shown here. Employees may claim other deductions under specific circumstances but these require ZIMRA approval and documentation. Consult your employer's payroll administrator.

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