Zimbabwe PAYE
Calculator 2025/26

Official ZIMRA 2025 USD table, NSSA at 4.5% each side on capped pensionable earnings, plus 3% AIDS levy. Annual computation with monthly views.

✦ Includes AI Advisor ZIMRA 2025/26 Verified NSSA · AIDS Levy USD Table

Last verified: July 2025 · Source: ZIMRA (zimra.co.zw) · Income Tax Act · NSSA

Also see: Zimbabwe VAT Calculator

2025/26 Key Facts: official USD annual bands are 0% up to $1,200; 20% on $1,201–3,600; 25% on $3,601–12,000; 30% on $12,001–24,000; 35% on $24,001–36,000; 40% above $36,000. Employee NSSA is 4.5% and employer NSSA is 4.5% on pensionable earnings, capped at USD 700/month, and 3% AIDS levy is added to the income tax payable.

Enter Your Details Official USD Tax Table
Annual Gross Salary $24,000
$1,200$500,000
Or type exact annual amountBefore any deductions
$
Active DeductionsToggle to include / exclude
NSSA
4.5% employee — capped

NSSA is modeled at 4.5% for the employee and 4.5% for the employer on pensionable earnings, capped at USD 700/month. A 3% AIDS levy is added after income tax is calculated.

Annual Take-Home Pay
$0
After PAYE & all deductions
Effective Tax Rate 0%
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ZIMRA 2025/26 Annual Bands ▾
$0 – 1,2000% — exempt
$1,201 – 3,60020% on excess above 1.2k
$3,601 – 12,00025% on excess above 3.6k
$12,001 – 24,00030% on excess above 12k
$24,001 – 36,00035% on excess above 24k
Above $36,00040% on excess above 36k

Calculated annually on taxable income after deductible NSSA. A 3% AIDS levy is then added to the income tax payable. This page uses the official USD table.

NSSA Rates 2025 ▾
Employee NSSA4.5% of pensionable earnings (deductible, capped at $700/mo)
Employer NSSA4.5% of pensionable earnings (capped at $700/mo)

NSSA employee contribution is deducted before PAYE in this calculator. Employer NSSA is shown as a separate employer cost. AIDS levy is computed separately from NSSA.

Disclaimer: For informational purposes only. Not professional tax or legal advice. Rates based on ZIMRA schedules and NSSA regulations. Verify with ZIMRA (zimra.co.zw) or a qualified Zimbabwean tax advisor.
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How Zimbabwe PAYE Tax Is Calculated 2025/26

Zimbabwe's PAYE income tax is administered by the Zimbabwe Revenue Authority (ZIMRA) and assessed on an annual basis, with monthly withholding. This calculator uses the official 2025 USD table published by ZIMRA. Under that table, taxable income runs from 0% on the first USD 1,200/year up to 40% above USD 36,000/year, and a 3% AIDS levy is added to the income tax payable.

Social security is managed by the National Social Security Authority (NSSA). This calculator models NSSA at 4.5% for the employee and 4.5% for the employer on pensionable earnings, capped at the current USD 700/month ceiling used for the USD calculation path. Employee NSSA is deducted before PAYE here; employer NSSA is shown separately in total employer cost.

Zimbabwe has six progressive annual PAYE bands in the 2025 USD table: 0% on the first USD 1,200; 20% on USD 1,201–3,600; 25% on USD 3,601–12,000; 30% on USD 12,001–24,000; 35% on USD 24,001–36,000; and 40% above USD 36,000/year. Employers must remit PAYE monthly to ZIMRA by the 10th of the following month.

Zimbabwe's tax system remains sensitive to currency reforms, and ZIMRA publishes tables in both USD and ZWG. This page stays explicit about scope by using the USD table only. After tax on taxable income is computed, the 3% AIDS levy is added to reach total tax payable. Check current official tables and notices at zimra.co.zw.

Zimbabwe ZIMRA PAYE Tax Bands 2025/26 (Annual, USD)

Annual Taxable Income (USD) Tax Rate
0 – 1,2000%
1,201 – 3,60020%
3,601 – 12,00025%
12,001 – 24,00030%
24,001 – 36,00035%
Above 36,00040%

NSSA: 4.5% employee (deductible) + 4.5% employer on pensionable earnings, capped at USD 700/month. AIDS levy: 3% of income tax payable. This page uses the official USD table.

Zimbabwe Tax FAQ

Common PAYE Questions

What are the Zimbabwe PAYE tax bands for 2025/26?

Six annual USD bands: 0% on first $1,200; 20% on $1,201–3,600; 25% on $3,601–12,000; 30% on $12,001–24,000; 35% on $24,001–36,000; and 40% above $36,000. These bands apply to taxable income after deductible NSSA, and a 3% AIDS levy is then added to the tax.

Is NSSA contribution deductible from PAYE taxable income?

Yes — this calculator deducts the employee's NSSA contribution before PAYE. It models NSSA at 4.5% of pensionable earnings with the current USD 700/month ceiling, while the employer's matching 4.5% remains a separate employer cost.

Does Zimbabwe use USD or ZWG for taxes?

ZIMRA publishes both USD and ZWG tables. This calculator uses the official USD table and labels that scope throughout the page so the rate set matches the calculations you see.

What is NSSA in Zimbabwe?

The National Social Security Authority (NSSA) administers social security and workers' compensation. This calculator models NSSA at 4.5% from the employee and 4.5% from the employer on pensionable earnings, capped at USD 700/month for the USD path.

When must employers remit PAYE and NSSA to ZIMRA?

PAYE must be filed and paid to ZIMRA by the 10th of the month following the payroll month. NSSA contributions are remitted separately to NSSA under its own compliance process. Late payments attract interest and penalties.

Are there other deductions beyond NSSA?

For standard PAYE, only NSSA is shown here. Employees may claim other deductions under specific circumstances but these require ZIMRA approval and documentation. Consult your employer's payroll administrator.