Calculate employee and employer social security contributions for any African country. Get a full breakdown of every scheme — pension, health insurance, work injury, housing fund — with caps, rates, and net-after-deduction figures in local currency.
Select a country and enter monthly gross salary to calculate contributions
Please select a country to continue.
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Please enter a valid monthly salary greater than zero.
✅ Voluntary Contribution Options for You
Select a country above to see voluntary contribution options.
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Contribution Breakdown
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Employee Total
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Employer Total
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Total Contribution
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Net After Deductions
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Monthly take-home after social security
Cost to Employer
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Gross salary + employer contributions
Scheme-by-Scheme Breakdown
Scheme
Employee
Employer
Cap
Annual Totals
Employee / Year
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Employer / Year
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Total / Year
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📊 Calculate contributions above, then click What You Get to see benefit entitlements by scheme.
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Is Social Security Worth It?
What you put in vs. what you could receive back
📈 Benefits vs. Contributions Ratio
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Is Your Employer Remitting?
Up to 70% of African formal employees have missing contributions
📋 Verify Your Contributions Are Being Paid
Are you actually receiving the contributions deducted above?
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Does your payslip show the exact deductions listed in the breakdown above? If different amounts appear, your employer may be deducting but not remitting the full amount.
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Log into your national social security portal and confirm contributions appear for the current month. Missing months are a red flag.
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Have you received a formal contribution statement in the last 12 months? Your social security authority should issue these. Request one if you haven’t.
If you find discrepancies: Contact your employer’s HR department and request written confirmation of remittance dates. If unresolved, file a formal complaint with your national social security authority. Keep all payslips showing deductions as evidence — these are your legal proof.
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Check Your Contribution History
Step-by-step guide to verify your record and spot gaps
Select a country in the calculator above to see the contribution history guide.
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Cross-Country Comparison
Compare social security burden across up to 5 African countries
Select 2–5 countries below to compare total rates as % of gross salary. Useful for expansion planning.
Select countries above to compare.
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Expat Double-Contribution Checker
Find out if you’re paying into social security in two countries simultaneously
AI Observations
Select a country above and calculate to see AI-powered observations about social security schemes, compliance requirements, and how contributions compare across the region.