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Ghana Cedis in Words

Convert supported GHS amounts into written words for cheques, contracts, invoices and legal documents. Handles pesewas and amounts up to billions.

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Use a non-negative amount from GHS 0.00 to 999,999,999,999.99 after rounding. Extra decimal places are rounded to the nearest pesewa, with 5 rounded up.

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How to Write GHS Cheques

1. Write the date (DD/MM/YYYY format in Ghana)

2. Fill in the payee name after "Pay"

3. Write the amount in figures in the box

4. Write the amount in words, starting with "Ghana Cedis"

5. End with "Only" and draw a line through remaining space

Ghana Cedi Facts

  • Currency code: GHS
  • Symbol: GH₵
  • Subunit: 100 pesewas (Gp)
  • Central bank: Bank of Ghana (BoG)
  • Coins: 1, 5, 10, 20, 50 Gp; GH₵1, GH₵2
  • Notes: GH₵1, 2, 5, 10, 20, 50, 100, 200

History

The Ghana Cedi was redenominated in 2007 — the "new cedi" (GHS) replaced the old cedi at a rate of 10,000 old cedis = 1 new cedi. "Cedi" comes from the Akan word for cowrie shell, historically used as currency.

Writing Ghana Cedi Amounts in Words

Converting Ghana Cedi amounts into words is a daily requirement for businesses, accountants, lawyers, and individuals in Ghana. Whether you're writing a cheque at Ecobank, preparing a contract for a property transaction, or drafting an invoice for your business, the amount must be clearly expressed in both figures and words to prevent fraud and disputes.

A clear Ghana Cedi words line starts with "Ghana Cedis," follows with the amount in words, adds pesewas when needed, and ends with "Only." For example, GH₵ 12,500.75 becomes "Ghana Cedis Twelve Thousand Five Hundred and Pesewas Seventy-Five Only." Confirm any document-specific format with its issuer before signing.

Ghana first issued cedi notes and pesewa coins on 19 July 1965, according to the Bank of Ghana’s currency history. The name “cedi” comes from “sedie,” meaning cowrie shell. “Pesewa” was the smallest unit in the earlier gold-dust currency system.

This converter handles amounts from 1 pesewa to billions of cedis for cheques, invoices, contracts, rent records, and transfer notes. It creates consistent wording, but the user remains responsible for matching the figures and any format required by a bank, business, or document issuer.

Frequently Asked Questions

How do I write a Ghana Cedi cheque correctly?↓
Write the date in DD/MM/YYYY format, fill in the payee name, write the amount in figures in the box, then write the amount in words starting with "Ghana Cedis" and ending with "Only." Draw a line through any remaining space on the amount line.
What are pesewas and how do I include them?↓
Pesewas (Gp) are the subunit of the Ghana Cedi. 100 pesewas equal 1 cedi. When writing amounts in words, include pesewas after "and Pesewas" -- for example, GH₵ 50.30 becomes "Ghana Cedis Fifty and Pesewas Thirty Only."
Is the current Ghana Cedi the same as the old cedi?↓
No. Ghana redenominated its currency on July 3, 2007. The new Ghana Cedi (GHS) replaced the old cedi (GHC) at a rate of 10,000 old cedis to 1 new cedi. All current transactions use the new cedi.
Can I use the output outside cheques?↓
Yes. Use it as draft wording for invoices, contracts, receipts, payment notes, and other documents, then confirm the issuer's required format.
Convert a Ghana Cedi amount

Enter a GHS amount from 0 to 999,999,999,999.99 after rounding, then copy the cheque wording or a document-ready line. Decimal values are written as pesewas.

Common Ghana Cedi amounts in words

Find the wording for common cedi amounts below. Enter your own amount in the converter to include pesewas or copy a complete document line.

Examples of GHS amounts written in words
Amount Copy-ready wording
GHS 50 Ghana Cedis Fifty Only
GHS 100 Ghana Cedis One Hundred Only
GHS 1,000 Ghana Cedis One Thousand Only
GHS 2,000 Ghana Cedis Two Thousand Only
GHS 5,000 Ghana Cedis Five Thousand Only
GHS 10,000 Ghana Cedis Ten Thousand Only
GHS 15,000 Ghana Cedis Fifteen Thousand Only
GHS 20,000 Ghana Cedis Twenty Thousand Only
GHS 50,000 Ghana Cedis Fifty Thousand Only
GHS 1,000,000 Ghana Cedis One Million Only
GHS 1,000,000,000 Ghana Cedis One Billion Only
Amount-in-words workflow

Convert the amount, then use the right document wording

Read the format guide

Check pesewas, large amounts, and common mistakes

Use the explanatory guide when you need the rules behind the copy-ready result.

Read the Ghana Cedi wording guide

Related guides

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Should the words match the figures exactly?
Yes. Review the digits, currency, whole amount, and subunit before you copy the wording into a payment document.
Is one billion Ghana Cedis the same as one billion dollars?
No. GHS 1,000,000,000 is Ghana Cedis One Billion Only. This tool writes your cedi amount in words; it does not exchange dollars for cedis. For a USD amount, use the currency converter first, check the rate timestamp, then enter the resulting GHS figure here.