Cross-Border Payment Comparator
Compare B2B cross-border payment fees for African businesses — SWIFT, PAPSS, Flutterwave, Wise and more.
How much are you sending?
Ranked by Lowest Fee
All 8 Payment Providers
The Pan-African Payment & Settlement System (PAPSS) eliminates USD conversion for intra-Africa payments. Instead of Nigeria → USD → Kenya, it's NGN → NGN direct — saving 2–4% per transaction. Built by Afreximbank for AfCFTA trade.
Volume Cost Scenario
Calculate total annual payment costs across providers based on your trade volume.
Turn a provider comparison into a payment approval brief
Not sure how to get the most from the B2B Payment Fee Comparator? Enter your amounts, rates and dates and it returns a clear estimate with the assumptions shown — built for Nigeria, Kenya, South Africa and other African markets.
- What you get: a clear estimate with the assumptions shown, so you can move from a quick look to a real decision.
- How it works: the B2B Payment Fee Comparator takes your amounts, rates and dates and shows the working, not just a single number.
- What to check: confirm current prices, fees and official rates for your country before you rely on the result. It is a planning estimate, not financial advice.
Reviewed 2026. Results are a guide — always confirm current prices, fees and official rates for your country before acting. It is a planning estimate, not financial advice.
B2B Payment Fee Comparator FAQ
How do I use the B2B Payment Fee Comparator?
Enter your amounts, rates and dates in the fields above. The B2B Payment Fee Comparator then gives you a clear estimate with the assumptions shown you can use straight away.
How accurate is the B2B Payment Fee Comparator?
It is as accurate as the values you enter and shows the assumptions behind the result. Always confirm current prices, fees and official rates for your country before you rely on it. It is a planning estimate, not financial advice.
Is the B2B Payment Fee Comparator free, and does it cover my country?
Yes — it is completely free, works on any phone or computer with no signup, and is built for Nigeria, Kenya, South Africa and other African markets.
Confirm live provider fees before sending money
This comparator ranks B2B payment options from local fee assumptions and scenario inputs. It does not initiate payments, check eligibility, or guarantee provider pricing.
Reviewed 2026. FX spreads, corridors, settlement times, and compliance rules can change.
Methodology
- Ranks providers by estimated fee for the transfer amount and shows settlement speed context.
- Scenario tab projects annual cost from per-transaction amount, frequency, and selected provider.
- Provider details separate cost, speed, coverage, pros, cons, and suitability notes.
Before acting
- Confirm live FX spread, payout corridor, settlement time, chargebacks/reversals, compliance checks, limits, and availability.
- Check whether the provider supports your sender country, receiver country, currency, business type, and invoice size.
- Copy or download the payment brief before requesting provider quotes or approving supplier payment.
Planning estimate only. AfroTools is not a payment processor, remittance provider, bank, or financial adviser. No payment data is sent by this page.