Enter zakat assets and debts
Use values in one currency. Update the gold and silver prices to your local spot or jeweller rate before relying on the result.
Methodology
This educational calculator uses the common zakat workflow used by many zakat charities and personal finance worksheets:
- Add cash, savings, gold value, silver value, business inventory at resale value, zakatable investments, and collectible receivables.
- Subtract deductible short-term debts that are due and payable soon.
- Compare the net amount with the selected nisab: 85 grams of gold, 595 grams of silver, or your custom threshold.
- If wealth is at or above nisab and hawl is satisfied, estimate zakat as 2.5% of zakatable wealth.
Assumptions and freshness
Last reviewed: 2026-05-16. This page does not fetch live gold, silver, exchange-rate, or charity data. Enter current local metal prices and use one currency across every field.
- Gold nisab uses 85 grams; silver nisab uses 595 grams.
- Business inventory should be entered at realistic resale or wholesale value.
- Receivables are included only when they are reasonably collectible.
- Debt treatment, investment screening, pensions, crypto, farming stock, and jewellery customs can differ by scholar and local context.
Disclaimer
This tool is educational only, not a fatwa, not financial advice, and not a substitute for a qualified scholar or trusted zakat institution. Confirm unusual assets, business accounts, jewellery, debts, and local practice with a qualified scholar before paying.