Estimate retirement from the service records GEPF actually uses.
Enter final annual pensionable salary and the vested, savings and retirement service on your record. The calculator estimates retirement gratuity and annuity; it deliberately does not invent a resignation balance, investment return or tax outcome.
Two-pot effective 1 September 202410+ years vested service7.5% member contributionLocal calculation and export
Tax is not deducted. Savings withdrawals, divorce orders, purchased service and GEPF record adjustments can change the result. Request a formal estimate before acting.
What this estimate excludes
No resignation, retrenchment, savings withdrawal, home-loan eligibility, GEMS, UIF, PAYE, survivor amount, enhanced spouse option, pension increase or investment-growth projection is calculated. The calculator also fails closed below 10 years of vested service, where other benefit cases apply.
Use the service values on your latest GEPF statement. For post-September 2024 service, savings service generally accrues as one-third and retirement service as two-thirds; a savings withdrawal reduces the relevant service record.
Privacy
No input is stored, placed in a URL or sent to analytics, AI or an API. Do not enter an ID, member number or beneficiary details. CSV, JSON and PDF are created locally.