🏠 Mortgage & Property

Tenant Screening Checklist

Protect your property investment. Screen tenants thoroughly with country-specific document requirements, employment verification, guarantor checks, and red flag detection.

πŸ‡³πŸ‡¬ Nigeria πŸ‡°πŸ‡ͺ Kenya πŸ‡ΏπŸ‡¦ South Africa TPN πŸ‡¬πŸ‡­ Ghana Risk Score
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Tenant Screening Checklist
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Tenant Risk Score
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🏦 Credit Checks by Country
  • πŸ‡ΏπŸ‡¦ South Africa: TPN (Tenant Profile Network) β€” tpn.co.za. Best credit system for renters in Africa
  • πŸ‡ΏπŸ‡¦ South Africa: TransUnion, Experian β€” full credit history with payment records
  • πŸ‡³πŸ‡¬ Nigeria: CRC Credit Bureau (crccreditbureau.com) β€” limited rental history
  • πŸ‡°πŸ‡ͺ Kenya: CRB Africa, Metropol β€” credit reference bureau checks
  • πŸ‡¬πŸ‡­ Ghana: XDS Data Credit Bureau β€” limited coverage
πŸ’‘ Landlord Tips
  • Never skip employment verification β€” call the employer directly, don't just accept a letter
  • Verify the guarantor independently β€” fake guarantor details are a common fraud in Nigeria and Ghana
  • Previous landlord reference is the single most predictive factor in tenant behaviour
  • Ask to see 3 months of bank statements β€” they reveal income stability better than payslips alone
  • In South Africa, always run a TPN check before signing β€” it costs ~R50 and shows payment history
🚨 Lease Risk Check
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