🏠 MORTGAGE & PROPERTY

Property Capital Gains Tax Calculator

Know your CGT before you sell. African CGT rates range from 0% (Namibia, Mauritius) to 30% (Uganda). Egypt charges 2.5% on the total selling price, not just the gain. Calculate your exact liability.

🇳🇬 Nigeria 10%🇰🇪 Kenya 15%🇿🇦 SA marginal rate🇪🇬 Egypt 2.5% on sale🇳🇦 Namibia 0%
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CGT Calculator
Enter your property sale details to calculate capital gains tax
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Select a country and enter property details to calculate CGT
AI OBSERVATIONS
Smart Insights
Select a country and enter your property sale details to get AI-powered CGT insights and tax optimisation tips.
🗺️ AFRICAN CGT RATES AT A GLANCE
  • 0% Namibia, Mauritius — no CGT
  • 5% Rwanda — very low
  • 10% Nigeria, Tanzania, Cameroon, Tunisia
  • 15% Kenya, Ghana, Côte d'Ivoire, Senegal, Ethiopia
  • 20% Morocco (exempt after 8 yrs), Zimbabwe
  • 30% Uganda — highest in East Africa
  • 2.5% Egypt — on TOTAL sale price (unusual)
  • ~18% South Africa — marginal (40% of gain included in income)
🔗 RELATED TOOLS
Case workspace

This workspace turns the sale-tax and gain check result into a reusable matter note, dashboard item and gated PDF checklist. Use the app first, then save the evidence trail.

Evidence checked

Risk flags

Open dashboard
PDF gate

Email the checklist and unlock print/PDF

The core tool stays free. The deeper PDF pack captures email only when the user wants a portable report, checklist and dashboard reminder.

Continue workflow
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Competitor check - 28 April 2026

Benchmarked against Rentometer, AirDNA, Zillow Rental Manager and BuildZoom. The goal is not to copy them; it is to bring the useful workflow pattern into an Africa-first tool with official-source caution and local evidence capture.

Observed feature pattern

  • Property tools improve trust by showing comparable evidence, market assumptions, inspection or permit data and a dated report trail.
  • Rental platforms connect screening, lease, payments, deposit evidence and renewal steps instead of stopping at a calculator result.
  • Investment tools separate gross numbers from operating cost, vacancy, tax, permit and title risk so the user can defend the decision.

Implemented on this app

  • This page now asks for matter, country or regime, date, status, evidence and risk flags before the user exports a note.
  • The app-specific checklist is not generic: it starts with "Collect purchase agreement, transfer costs, valuation, improvement invoices and sale costs".
  • Saved workflows can be resumed from the dashboard and handed off to Property Tax Calculator when the matter naturally continues.
  • The PDF/export moment is a value-after-result gate, so users can still use the tool first and only share email when saving the report.

Best next move

  • Whether the country taxes gains, transfer value, rental recapture or non-resident disposals
  • Collect purchase agreement, transfer costs, valuation, improvement invoices and sale costs
  • No proof of original purchase price or improvement costs
Reviewed 28 April 2026 · Property CGT model

Property sale tax can be based on gain, gross sale price, withholding, non-resident rules or exemptions. The app should force users to preserve purchase and improvement evidence.

Decisions this clarifies

  • Whether the country taxes gains, transfer value, rental recapture or non-resident disposals
  • Which costs can increase base cost or reduce gain
  • Whether principal residence, rollover, inflation, holding period or company-owner rules apply

Before you rely on it

  • Collect purchase agreement, transfer costs, valuation, improvement invoices and sale costs
  • Check whether tax clearance or withholding is required before registration
  • Model personal, company and non-resident ownership separately

Red flags

  • No proof of original purchase price or improvement costs
  • Assuming owner-occupied property is exempt in every country
  • Distributing sale proceeds before tax clearance or withholding is resolved
Primary checks
Next best tools
Review pack

Before filing, signing, publishing, or sending anything, keep a short record that links the app result to evidence and official-source checks.

Capture

Save the country or regime, parties, dates, amounts, selected options, and final output. Add why this matters: Whether the country taxes gains, transfer value, rental recapture or non-resident disposals.

Attach

Collect purchase agreement, transfer costs, valuation, improvement invoices and sale costs. Also keep the strongest supporting document, receipt, portal reference, ID, contract, policy, or court file beside the generated result.

Escalate

If you see this risk, pause and get qualified help: No proof of original purchase price or improvement costs.

Paste this into your matter file, compliance folder, board pack, or lawyer handoff.