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2026 regime · source-checked planning tool

Nigeria withholding tax calculator

Estimate WHT on common payments from 1 January 2026. The rates come from the 2024 Deduction at Source Schedule that current 2026 JRB guidance still references—not from an invented “NTA rate table”.

2026 transactionsTax ID checkTreaty evidenceLocal-only calculation

Quick answer: a ₦5,000,000 resident-company professional fee with a valid Tax ID uses the 5% Schedule rate: estimated WHT is ₦250,000 and estimated net payment is ₦4,750,000. Classification and evidence can change the result.

Build the WHT estimate

No names, Tax ID numbers, invoices or account details are requested. Inputs remain in this browser.

Pre-2026 periods must be assessed under the former regime.

Schedule rates used

These values reproduce the 2024 Gazette Schedule referenced by current 2026 JRB guidance.

TransactionCorp residentCorp non-residentNon-corp residentNon-corp non-resident
Dividend / interest10%10%10%10%
Royalty10%10%5%5%
Rent / hire / lease10%10%10%10%
Professional fees5%10%5%10%
Goods (not manufacturer)2%N/A2%N/A
Tower services2%5%2%5%
Other services2%5%2%5%
Specified construction2%5%2%5%
Other construction5%10%5%10%
Brokerage5%10%5%10%
Directors' feesN/AN/A15%20%
Net winningsN/AN/A5%15%

Why the date and authority matter

The Nigeria Tax Act 2025 applies from 1 January 2026. Federal transition guidance says pre-2026 liabilities remain under repealed laws. For 2026, section 51 requires deduction at rates prescribed by regulations, while the February 2026 JRB Personal Income Tax Guidelines explicitly reference the 2024 Deduction at Source Regulations.

The page does not repeat the old blanket “FIRS within 21 days” instruction. The relevant authority can be the Nigeria Revenue Service, a State Internal Revenue Service or the FCT authority. The 2026 JRB individual guidance says non-employee WHT is filed and paid by the last day of the following month; corporate users should confirm the active NRS portal period and current direction.

Questions before relying

Does a missing Tax ID always double WHT?

The 2024 Regulations specify doubling for supply of goods, services or other eligible non-passive income. This calculator does not double passive dividend, interest, royalty or rent rates merely because the Tax ID box is clear.

Can a small company payer skip WHT?

The Regulations contain a narrow condition for a qualifying small corporate or equivalent unincorporated payer when the supplier has a valid Tax ID and monthly transaction value is ₦2 million or less. The calculator never assumes those legal conditions; use the verified exemption path only with evidence.

Is a treaty country enough to use a lower rate?

No. Confirm that the treaty or protocol is duly ratified, the recipient and payment qualify, and the chosen rate is actually lower than the Schedule rate.

Regime and source boundary

2026 transaction scope, 2024 prescribed Schedule

The calculator uses the Schedule that current JRB 2026 guidance references. It does not claim that the 2024 table was enacted by the Nigeria Tax Act 2025.

Planning estimate

Recheck after regulations, portal periods, treaty facts or authority guidance changes.

Verify current guidance

No filing, remittance, receipt issuance, Tax ID lookup, AI inference or professional advice is provided.