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Kenya Motor Vehicle Third-Party Premium — What You Need to Know
Check mandatory motor third-party insurance costs in Kenya. Legal requirements, minimum premiums, and what's covered under third-party liability. Use this free calculator to get a quick estimate before contacting insurance providers.
Kenya motor third-party costs KES 5,000-8,000/year. Comprehensive runs 3.5-7% of vehicle value. Since Oct 2024, NHIF was replaced by SHIF at 2.75% of gross salary with no cap. Major insurers include Jubilee, Britam, CIC, and APA. The market is regulated by IRA (Insurance Regulatory Authority), with insurance penetration at 2.4% of GDP.
Disclaimer: These are estimates based on market data and published rates. Actual premiums depend on individual circumstances, insurer assessment, and negotiation. Always get formal quotes from licensed providers.