What is the maximum Kenya NSSF contribution in Year 4?

From February 2026, the NSSF notice sets a KSh 108,000 upper earnings limit. At 6%, the maximum is KSh 6,480 from the employee and KSh 6,480 from the employer per month.

Does this calculator estimate my NSSF retirement benefit?

No. It checks contributions only. NSSF determines credited returns, account balances, eligibility and benefit amounts.

Can I use the old KSh 200 flat rate?

Not as a current Year 4 calculation. Use the official notice for the contribution period you are checking.

Kenya NSSF · Year 4 effective February 2026

Check Tier I and Tier II contributions against one payslip.

The official Year 4 notice uses a 6% employee contribution matched by the employer, a KSh 9,000 lower earnings limit and a KSh 108,000 upper earnings limit. This tool checks that arithmetic; it does not predict credited returns or convert savings into a pension.

KSh 6,480 maximum per partyNo old-rate toggleNo benefit estimateLocal calculation and export

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Your Year 4 contribution check

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Calculation boundary

The calculator applies 6% separately to the Tier I and Tier II pensionable bands, then mirrors the employee amount for the employer. It does not include SHIF, the Affordable Housing Levy, PAYE, voluntary top-ups, investment returns, interest, balances or benefits.

Official sources reviewed 23 July 2026

NSSF Year 4 (2026) employer notice supplies the limits, 6% rates, maximum contributions, February 2026 effective period and ninth-day reminder.
NSSF Benefits & Grants describes current eligibility and application documents. It does not provide a universal pension formula, so this calculator does not estimate a benefit.
NSSF downloads links the NSSF Act 2013 and official forms.

Benefit boundary

NSSF currently lists age/retirement, withdrawal, survivors, invalidity and emigration benefits with different eligibility and documents. Use the official benefits page and branch process. The result here is not evidence that a benefit is payable.

Privacy

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