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Tunisia NHIF / NHIS / SHIF Contribution Calculator — What You Need to Know
Calculate your health insurance contributions in Tunisia. Free NHIF, NHIS, SHIF, Mutuelle, CNAM calculator for employees and self-employed. Use this free calculator to get a quick estimate before contacting insurance providers.
Tunisia insurance market reached TND 3,820M revenue in 2024, motor accounting for 40% of total. Bureau Central de Tarification sets mandatory motor rates. 2025 reforms expanded compensation definitions. CNAM health contributions total 6.75% of salary. Major insurers: STAR, GAT, COMAR, Astree. The market is regulated by CGA (Comite General des Assurances), with insurance penetration at 2.1% of GDP.
Disclaimer: These are estimates based on market data and published rates. Actual premiums depend on individual circumstances, insurer assessment, and negotiation. Always get formal quotes from licensed providers.