Location & Building Details
FLOOD RISK LEVEL
MEDIUM RISK
Risk score: 0/100
ANNUAL LOSS PROBABILITY
0%
Potential annual loss: ₦0
Risk Score
0
out of 100
Insurance Premium
estimated annual
5-Year Risk
0%
probability of flood
Expected Loss
₦0M
annual average
Recommended Actions
Frequently Asked Questions
Bayelsa, Delta, Rivers, Anambra, and Kogi states experience the most frequent and severe flooding. The Niger-Benue confluence at Lokoja (Kogi) is a perennial flooding hotspot. Coastal Lagos also faces high flood risk due to its low elevation and lagoon exposure.
Yes. NAICOM-regulated insurers including AXA Mansard, Leadway Assurance, and Cornerstone Insurance offer flood coverage as part of comprehensive home insurance policies. Average premiums are 0.5–2% of property value annually for high-risk zones. NEMA also provides post-disaster relief for uninsured victims.
NIHSA (Nigerian Hydrological Services Agency) issues annual flood outlooks and real-time advisories. Subscribe to their alerts at nihsa.gov.ng. NEMA and state SEMA agencies coordinate evacuation in flood seasons (July–October in south, August–November in north).