Dollar-Cost Averaging Calculator

Estimate a regular investing plan from your own contribution amounts and annual return scenario, with lower and higher comparisons.

Your Assumptions3 ScenariosFree

Dollar-Cost Averaging (DCA) Calculator

Portfolio Value at Target Return
Total Invested
Investment Return
Monthly Contributions
Monthly Equivalent Return

Scenarios

Lower scenario
Entered scenario
Higher scenario
Zero-return baseline
This is a smooth-return planning model with month-end contributions. Real prices and returns vary, so it cannot calculate units, average purchase price, volatility, fees, taxes, inflation or losses from an actual investment path.

Frequently Asked Questions

Investment planning workflow

Dollar-Cost Averaging Calculator: quick guide

Enter a starting amount, a month-end contribution and an annual return scenario. The result shows your contributions, estimated growth and comparable lower, entered and higher scenarios.

  • What you get: a smooth-return estimate in your selected currency.
  • How it works: the annual return is converted to an effective monthly rate and applied to the running balance.
  • What to check: product fees, taxes, price changes, currency risk, liquidity and possible losses are outside this model.

Planning estimate. The result is not a forecast, product recommendation or financial advice.

Dollar-Cost Averaging Calculator FAQ

How do I use the Dollar-Cost Averaging Calculator?

Enter the amount invested now, the amount contributed at each month end, a duration and your own annual return assumption.

How precise is the estimate?

The arithmetic follows the entered smooth annual return. Real investment prices move unevenly and fees, taxes and currency changes can materially alter the outcome.

Does the calculator need live market prices?

No. It models account growth from your assumptions and does not calculate actual units or an average purchase price.

What does this calculator mean by DCA?
It models adding the same amount at the end of every month. The smooth return assumption estimates account value but does not reproduce changing market prices or actual units bought.
Does DCA guarantee a profit or reduce every risk?
No. Regular contributions do not prevent losses, fees, illiquidity, currency changes or product failure. The entered return is a scenario, not a forecast.
Can this choose an investment for me?
No. Check the current regulated status, costs, liquidity, diversification, currency exposure, tax treatment and loss risk of any product before investing.