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Your Current Career

Current Monthly Salary

Currency

Monthly Benefits Value (pension, health, allowances)

Current Role Satisfaction (1–10)

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Target Career

Expected New Monthly Salary

Retraining Cost (total)

Time to Retrain (Months)

Job Search Time After Training (Months)

Will you earn during retraining?

Annual Salary Growth in New Career (%)

Total Cost of Switching

₦0

Break-even in 0 months

Monthly Gain After Switch

₦0

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5-Year Financial Projection

Year	Current Career Cumulative	New Career Cumulative	New vs Current

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Alternative Faster Paths

Career switch report

Use this report to discuss the switch with a coach, partner, training provider, or recruiter. Verify course fees, placement rates, licensing rules, and live salary bands before paying or resigning.

Method and checks

This local planning tool compares your current monthly salary plus benefits against direct retraining cost, income lost while studying, expected search gap, and the first five years of income in the new path.

Current-career income is treated as the baseline opportunity cost during retraining and search months.
Break-even only appears when the expected new salary is higher than the current monthly package.
The five-year cash-flow path subtracts direct retraining cost once, includes any retained income during training, and does not double-count the transition gap.
The calculation and TXT export run in your browser and make no network or external-function request.
The projection is a planning estimate, not a job offer, salary guarantee, visa or licensing opinion, or training-provider endorsement.

Career Switch Financial Impact Tool