:root{--vip-border:#d8e0ea;--vip-muted:#546375;--vip-surface:#fff;--vip-soft:#f4f7fb;--vip-danger:#9b1c1c}[data-theme=dark]{--vip-border:#344356;--vip-muted:#bec8d5;--vip-surface:#182230;--vip-soft:#101923;--vip-danger:#ffb4b4}body{overflow-x:hidden}.vip-shell{max-width:1080px;margin:auto;padding:clamp(1rem,3vw,2rem)}.skip-link{position:absolute;left:-9999px}.skip-link:focus{left:1rem;top:1rem;z-index:99;background:var(--vip-surface);padding:.7rem}.crumbs{display:flex;flex-wrap:wrap;gap:.45rem;color:var(--vip-muted);margin:1rem 0}.page-header{max-width:790px;margin:2rem 0}.eyebrow{color:var(--color-primary);font-weight:800;text-transform:uppercase;letter-spacing:.08em}.calculator-layout{display:grid;grid-template-columns:1.1fr .9fr;gap:1.25rem;align-items:start}.card,.note{background:var(--vip-surface);border:1px solid var(--vip-border);border-radius:var(--radius-lg);padding:clamp(1rem,3vw,1.5rem)}.two-col{display:grid;grid-template-columns:1fr 1fr;gap:1rem}.form-field{margin-bottom:1rem}.form-label{display:block;font-weight:700;margin-bottom:.35rem}.form-input,.form-select{width:100%;min-height:48px}.form-help,.status{color:var(--vip-muted)}.form-error{color:var(--vip-danger);font-weight:700}.big-result{display:block;font-weight:800;font-size:clamp(2rem,8vw,3.6rem);line-height:1.05}.actions{display:flex;flex-wrap:wrap;gap:.6rem}.actions .btn{min-height:44px}.section{margin:2.5rem 0}html .actions .btn.btn-secondary{color:#f8fafc!important;background:#174a78!important;border-color:#8db5d8!important}button:focus-visible,a:focus-visible,input:focus-visible,select:focus-visible{outline:3px solid var(--color-primary);outline-offset:3px}@media(max-width:720px){.calculator-layout,.two-col{grid-template-columns:1fr}}@media(max-width:375px){.vip-shell{padding:.75rem}.actions .btn{width:100%}}@media(prefers-reduced-motion:reduce){*{transition:none!important;scroll-behavior:auto!important}}