Calculate Your Estimate
▾| Cover Type | Premium Range |
|---|---|
| Fire Insurance | — |
| Burglary / Theft | — |
| Public Liability | — |
| Professional Indemnity | — |
| Goods in Transit | — |
| Total | — |
Kenya Business Insurance Estimator — What You Need to Know
Estimate business insurance costs in Kenya. Calculate fire, theft, public liability, and goods in transit premiums for your SME. Use this free calculator to get a quick estimate before contacting insurance providers.
Kenya motor third-party costs KES 5,000-8,000/year. Comprehensive runs 3.5-7% of vehicle value. Since Oct 2024, NHIF was replaced by SHIF at 2.75% of gross salary with no cap. Major insurers include Jubilee, Britam, CIC, and APA. The market is regulated by IRA (Insurance Regulatory Authority), with insurance penetration at 2.4% of GDP.
Disclaimer: These are estimates based on market data and published rates. Actual premiums depend on individual circumstances, insurer assessment, and negotiation. Always get formal quotes from licensed providers.