Mozambique PAYE
Calculator 2025/26

AT progressive tax (0%–32% monthly), INSS 3% employee + 4% employer. Monthly computation per AT bands.

✦ Includes AI Advisor AT 2025/26 Verified INSS · 3%/4% MZN · Metical

Last verified: July 2025 · Source: AT (minfin.gov.mz) · INSS

2025/26 Key Facts: PAYE bands on monthly income: 0% up to MZN 42,000; 10% on MZN 42,001–100,000; 15% on MZN 100,001–225,000; 20% on MZN 225,001–500,000; 25% on MZN 500,001–1,125,000; 32% above MZN 1,125,000. INSS employee contribution 3%, employer 4%, both deductible from taxable income.

Enter Your DetailsMozambican Metical · MZN
Monthly Gross SalaryMZN 84,000
MZN 20,000MZN 2,000,000
Or type exact monthly amountBefore any deductions
MZN

INSS: 3% employee + 4% employer. Employee contribution is deductible from taxable income.

Monthly Take-Home Pay
MZN 0
After PAYE & INSS
Effective Tax Rate0%
Mozambique Tax FAQ

Common PAYE Questions

What are the Mozambique PAYE tax bands?

Six monthly bands: 0% on first MZN 42,000; 10% on MZN 42,001–100,000; 15% on MZN 100,001–225,000; 20% on MZN 225,001–500,000; 25% on MZN 500,001–1,125,000; 32% above MZN 1,125,000.

Is INSS deductible from taxable income?

Yes, the employee's INSS contribution (3%) is deductible from gross pay before calculating PAYE. This reduces your taxable income and tax liability.

What is INSS in Mozambique?

Instituto Nacional de Segurança Social (INSS) is social security. Employee contribution: 3% of gross. Employer contribution: 4% of gross. Both deductible.

When must employers remit PAYE and INSS?

PAYE and INSS must be filed and paid by the 10th of the month following payroll. Late payments attract penalties. INSS handled separately from PAYE.

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