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Plan fit score
Score a health plan before comparing country options
Compare monthly premium, inpatient cover, provider network, chronic-care handling, exclusions, and waiting periods before choosing a health plan.
- Result output: plan-fit score and comparison checklist.
- Methodology: balance price, inpatient limit, network breadth, and chronic-care support.
- Source note: insurer benefit tables and national health insurance authorities remain the final reference.
Reviewed 2026. Medical disclaimer: this is not medical, insurance, or legal advice. Confirm benefits, exclusions, and claims process with the insurer. Sources/reference: Nigeria NHIA | Ghana NHIA
Frequently Asked Questions
What should I compare besides premium?
Compare inpatient limit, exclusions, waiting periods, provider network, emergency cover, chronic care, and claim turnaround.
Can the cheapest plan be the best plan?
Not always. A low premium can come with small limits, narrow hospital access, or exclusions that matter for your household.
Is this tool private?
Yes. The quick score runs in the browser and does not send your health details to AfroTools.