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Benin PAYE Calculator 2025/26

Calculate your monthly take-home pay using DGI progressive tax rates (0%–25%), CNPS contributions, and Benin employment law. Accurate, free, instant. Generated for the Beninese employment market.

DGI 0%–25%
CNPS 2.5% / 9.5%
Annual Bands
2025/26
Updated 10 March 2026 · Source: DGI (impots.finances.gouv.bj), CNPS. Informational only.

Also see: Benin VAT Calculator

Salary Input Annual or monthly gross
Annual Gross SalaryXOF per year
XOF

Enter your annual gross salary. Monthly equivalent shown in slider.

Adjust with slider XOF 25,000/mo
XOF 8,333/mo XOF 1.67M/mo
Active DeductionsToggle to include / exclude
CNPS (all employees)
2.5% employee — tax-deductible

CNPS employee contribution (2.5%) is fully deductible from taxable income before DGI is calculated. Employer CNPS (9.5%) is an additional cost shown in employer chart.

Annual Take-Home Pay
XOF 0
After DGI tax, CNPS & all deductions
Effective Tax Rate 0%
AI Tax Advisor Powered by Claude

Calculate your salary first — I'll analyse your DGI PAYE position, explain CNPS deductibility, and give specific optimisation tips for Benin.

DGI 2025/26 Annual Bands ▾
XOF 0 – 300,0000% — exempt
XOF 300,001 – 600,0002% on excess above 300k
XOF 600,001 – 1,200,0005% on excess above 600k
XOF 1,200,001 – 2,400,00010% on excess above 1.2M
XOF 2,400,001 – 4,800,00015% on excess above 2.4M
XOF 4,800,001 – 9,600,00020% on excess above 4.8M
Above XOF 9,600,00025% on excess above 9.6M

Calculated annually on taxable income (gross minus CNPS). CNPS employee contribution (2.5%) is fully deductible from gross before DGI is applied.

CNPS Contribution Rates ▾
Employee CNPS2.5% of gross (no cap)
Employer CNPS9.5% of gross (no cap)

Total CNPS contribution: 12% (2.5% employee + 9.5% employer). Employee contribution is deductible from taxable income before DGI calculation. Paid to CNPS via employer.

Disclaimer: For informational purposes only. Not professional tax or legal advice. Rates based on Beninese DGI regulations and CNPS Act. Verify with DGI (impots.finances.gouv.bj) or a qualified Beninese tax advisor.
Benin PAYE Calculator
Benin PAYE Calculator
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Updated: Mar 2026
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Benin PAYE Tax Guide 2025/26

Benin's PAYE system is administered by the DGI (Direction Générale des Impôts) using seven progressive annual bands from 0% to 25%. The tax-free threshold is XOF 300,000 per year (XOF 25,000 per month). Benin uses the West African CFA Franc (XOF), shared with other UEMOA member states including Senegal and Côte d'Ivoire.

Employees contribute to CNPS (Caisse Nationale de Protection Sociale) at 2.5% of gross salary, with employers contributing 9.5%. CNPS contributions are deductible from taxable income before DGI rates are applied. PAYE is remitted monthly to the DGI, while employer payroll filings can also include payroll items such as VPS that are not modeled in this employee take-home estimate.

Benin Tax Bands

Annual Income (XOF)RateTax on Band
XOF 0 – 300,0000%XOF 0
XOF 300,001 – 600,0002%Up to XOF 6,000
XOF 600,001 – 1,200,0005%Up to XOF 36,000
XOF 1,200,001 – 2,400,00010%Up to XOF 156,000
XOF 2,400,001 – 4,800,00015%Up to XOF 516,000
XOF 4,800,001 – 9,600,00020%Up to XOF 1,476,000
Above XOF 9,600,00025%25% on excess above XOF 9,600,000

The table below shows Benin's 2025/26 annual DGI income tax bands. Note that Benin's top rate is 25% — lower than many West African peers.

Benin Tax FAQ

Common PAYE Questions

What are the Benin DGI progressive tax bands for 2025/26?

Seven annual bands: 0% on first XOF 300,000; 2% on XOF 300,001–600,000; 5% on XOF 600,001–1,200,000; 10% on XOF 1,200,001–2,400,000; 15% on XOF 2,400,001–4,800,000; 20% on XOF 4,800,001–9,600,000; 25% above XOF 9,600,000. All rates apply to taxable income after CNPS deduction.

Is CNPS contribution deductible from DGI taxable income?

Yes — the employee's mandatory 2.5% CNPS contribution is fully deductible from gross pay before calculating DGI. This reduces your taxable income and therefore your DGI tax. The employer's 9.5% contribution is a separate employer cost, not deducted from your pay.

When are Benin PAYE taxes calculated and paid?

Benin PAYE is calculated annually based on total employment income for the fiscal year. Employers withhold PAYE monthly from salaries and remit to DGI by the 15th of the following month. Annual reconciliation occurs at year-end.

What is the total CNPS contribution rate in Benin?

The total CNPS (Caisse Nationale de Prévoyance Sociale) contribution is 12% of gross salary: 2.5% paid by the employee (deductible from DGI taxable income) and 9.5% paid by the employer as an additional cost. There is no upper cap on CNPS contributions.

Are there any other mandatory deductions in Benin?

Beyond DGI income tax and CNPS, official Benin payroll filings can also include employer-side payroll items such as VPS. This calculator focuses on employee DGI and CNPS, plus employer CNPS cost, so contract-specific deductions such as health insurance or union dues are not included.

What is the salary in the calculator equivalent to in monthly terms?

The annual gross salary you enter is divided by 12 to show a monthly equivalent salary. However, Benin income tax is calculated on annual total income, not monthly bands like some other countries. Use the monthly equivalent for salary planning purposes only.