*,*::before,*::after{box-sizing:border-box}body{margin:0;background:#f8fafc;color:#0f172a;font-family:"DM Sans",system-ui,sans-serif;line-height:1.6}.skip-link{position:absolute;left:-10000px}.skip-link:focus{left:1rem;top:1rem;z-index:1000;background:#fff;color:#0f172a;padding:.75rem;border:3px solid #075fae}.container{width:min(100% - 2rem,1000px);margin-inline:auto}.tool-hero{background:#10213d;color:#fff;padding:2.3rem 0}.hero-grid{display:grid;grid-template-columns:minmax(0,1fr) minmax(220px,320px);gap:1.5rem;align-items:center}.hero-art{display:block;width:100%;height:auto;object-fit:cover;border:1px solid #7890ad;border-radius:14px}.breadcrumb,.breadcrumb a{color:#fff}.tool-hero h1{font-size:clamp(1.8rem,6vw,2.7rem);line-height:1.12;margin:.6rem 0}.tool-hero p{color:#e2e8f0}.badges{display:flex;flex-wrap:wrap;gap:.5rem}.badge{background:#263b5d;border-radius:99px;padding:.35rem .7rem;font-size:.8rem;font-weight:800}main.container{padding-block:1.5rem 3rem}.card{background:#fff;border:1.5px solid #8da0b8;border-radius:14px;padding:1.4rem;margin-bottom:1.2rem}.card h2{margin-top:0}.form-grid,.factor-grid,.metrics,.related-links{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:1rem}.form-group{display:flex;flex-direction:column;gap:.3rem}label{font-weight:800;color:#25344a}.label-hint,.field-help{color:#46566c;font-size:.78rem}input,select,button{font:inherit}input,select{width:100%;min-height:46px;padding:.65rem .75rem;border:2px solid #64748b;border-radius:10px;background:#fff;color:#0f172a}.btn-calc{width:100%;min-height:46px;margin-top:1rem;padding:.75rem;border:2px solid #075fae;border-radius:10px;background:#075fae;color:#fff;font-weight:850}.form-error{display:none;color:#8b1e18;font-weight:800}.form-error:not(:empty){display:block}.results{display:none;margin-top:1rem}.results.on{display:block}.res-hero,.score-display{padding:1rem;border:2px solid #08786e;border-radius:12px;background:#e8faf5;text-align:center}.res-val,.score-num{font-size:clamp(1.6rem,7vw,2.5rem);font-weight:900;color:#075e56}.res-sub,.metric-label{color:#3f5066}.metrics{grid-template-columns:repeat(3,minmax(0,1fr));margin-top:1rem}.metric{padding:1rem;border:1.5px solid #8da0b8;border-radius:10px;background:#f8fafc;text-align:center}.metric-val{font-size:1.08rem;font-weight:900}.score-grade{font-weight:900;color:#5b21b6!important}.score-bar{position:relative;height:12px;margin-top:1rem;border-radius:99px;background:#b8c5d5}.score-marker{position:absolute;top:-5px;width:4px;height:22px;background:#0f172a;transform:translateX(-50%)}.factor-list,.tips-list{display:grid;gap:.65rem;margin-top:1rem}.factor-item{display:grid;grid-template-columns:minmax(0,1fr) auto auto;gap:.7rem;align-items:center;padding:.75rem;border:1.5px solid #8da0b8;border-radius:10px}.factor-weight{color:#475569}.factor-score{padding:.25rem .55rem;border-radius:99px;font-weight:850}.factor-score.good{background:#d1fae5;color:#065f46}.factor-score.medium{background:#fff4cc;color:#6b3f00}.factor-score.bad{background:#fee2e2;color:#8b1e18}.tip-item{display:grid;grid-template-columns:auto minmax(0,1fr);gap:.7rem;padding:.75rem;border:1.5px solid #8da0b8;border-radius:10px}.source-box,.privacy-box,.method-box{padding:1rem;margin-top:1rem;border-radius:10px}.source-box{background:#fff4e5;border:1.5px solid #b66a00;color:#5c3300}.privacy-box{background:#eaf8ef;border:1.5px solid #168145;color:#0d4f2d}.method-box{background:#eaf3ff;border:1.5px solid #2572b8;color:#123f68}.method-box p{color:#334155}.ai-handoff{display:inline-flex;align-items:center;min-height:46px;margin-top:1rem;padding:.65rem .85rem;border:2px solid #075fae;border-radius:10px;background:#fff;color:#075fae;font-weight:850;text-decoration:none}.related-links{list-style:none;padding:0}.related-links a{display:block;height:100%;padding:.75rem;border:1.5px solid #64748b;border-radius:10px;color:#064d8d;font-weight:800}:is(a,button,input,select,summary):focus-visible{outline:3px solid #075fae!important;outline-offset:3px}html[data-theme="dark"] body{background:#07111f;color:#eef5ff}html[data-theme="dark"] body[data-sw-community-credit-app] :is(.card,.metric,.factor-item,.tip-item){background:#121f33!important;border-color:#8294aa!important;color:#eef5ff!important}html[data-theme="dark"] body[data-sw-community-credit-app] :is(label,.label-hint,.field-help,.metric-label,.res-sub,.factor-weight,.method-box p){color:#dce6f3!important}html[data-theme="dark"] body[data-sw-community-credit-app] :is(input,select){background:#17263a!important;border-color:#d4deec!important;color:#fff!important}html[data-theme="dark"] .score-grade{color:#ddd6fe!important}html[data-theme="dark"] :is(.btn-calc,.ai-handoff){border-color:#8bc5ff!important}html[data-theme="dark"] .ai-handoff{background:#121f33!important;color:#d7ebff!important}html[data-theme="dark"] .related-links a{color:#c9e4ff!important;border-color:#8294aa!important}html[data-theme="dark"] :is(a,button,input,select,summary):focus-visible{outline-color:#fbbf24!important}@media(prefers-color-scheme:dark){html:not([data-theme="light"]) body{background:#07111f;color:#eef5ff}html:not([data-theme="light"]) body[data-sw-community-credit-app] :is(.card,.metric,.factor-item,.tip-item){background:#121f33!important;border-color:#8294aa!important;color:#eef5ff!important}html:not([data-theme="light"]) body[data-sw-community-credit-app] :is(label,.label-hint,.field-help,.metric-label,.res-sub,.factor-weight,.method-box p){color:#dce6f3!important}html:not([data-theme="light"]) body[data-sw-community-credit-app] :is(input,select){background:#17263a!important;border-color:#d4deec!important;color:#fff!important}html:not([data-theme="light"]) .score-grade{color:#ddd6fe!important}html:not([data-theme="light"]) :is(.btn-calc,.ai-handoff){border-color:#8bc5ff!important}html:not([data-theme="light"]) .ai-handoff{background:#121f33!important;color:#d7ebff!important}html:not([data-theme="light"]) .related-links a{color:#c9e4ff!important;border-color:#8294aa!important}html:not([data-theme="light"]) :is(a,button,input,select,summary):focus-visible{outline-color:#fbbf24!important}}.source-box strong,.privacy-box strong,.method-box strong{color:inherit!important}html[data-theme="dark"] body[data-sw-community-credit-app] .source-box strong{color:#5c3300!important}html[data-theme="dark"] body[data-sw-community-credit-app] .privacy-box strong{color:#0d4f2d!important}@media(prefers-color-scheme:dark){html:not([data-theme="light"]) body[data-sw-community-credit-app] .source-box strong{color:#5c3300!important}html:not([data-theme="light"]) body[data-sw-community-credit-app] .privacy-box strong{color:#0d4f2d!important}}@media(max-width:720px){.hero-grid,.form-grid,.factor-grid,.metrics,.related-links{grid-template-columns:1fr}.card{padding:1rem}}@media(max-width:400px){.factor-item{grid-template-columns:minmax(0,1fr) auto}.factor-score{grid-column:1 / -1}.container{width:min(100% - 1.25rem,1000px)}:where(h1,h2,h3,p,label,a,button,span,div){min-width:0;overflow-wrap:anywhere}}@media(prefers-reduced-motion:reduce){*,*::before,*::after{animation:none!important;transition:none!important;scroll-behavior:auto!important}}