:root{--fx-bg:#f3f6fa;--fx-card:#fff;--fx-text:#172134;--fx-muted:#5d697c;--fx-line:#d8e0ea;--fx-brand:#174ea6;--fx-accent:#087f6b;--fx-soft:#eaf2ff;--fx-warn-bg:#fff4e5;--fx-warn:#85410f;--fx-shadow:0 18px 48px rgba(18,35,58,.09)}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:var(--fx-bg);color:var(--fx-text);font-family:Inter,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;line-height:1.55}.fx-skip{position:absolute;left:-9999px;top:8px;z-index:9999;background:var(--fx-card);color:var(--fx-text);padding:10px 14px;border-radius:8px}.fx-skip:focus{left:8px}.fx-wrap{width:min(1160px,calc(100% - 32px));margin-inline:auto}.fx-hero{padding:44px 0 31px;background:linear-gradient(145deg,#102f62,#087f6b);color:#fff}.fx-crumb{font-size:.87rem;color:#dbeafe;margin-bottom:16px}.fx-crumb a{color:inherit}.fx-hero h1{max-width:820px;margin:0;font-size:clamp(2rem,5vw,3.65rem);line-height:1.06;letter-spacing:-.035em}.fx-hero p{max-width:770px;margin:16px 0 0;color:#e8f2ff;font-size:1.04rem}.fx-badges{display:flex;flex-wrap:wrap;gap:8px;margin-top:20px}.fx-badges span{border:1px solid rgba(255,255,255,.3);background:rgba(255,255,255,.1);padding:6px 10px;border-radius:999px;font-size:.82rem}.fx-main{padding:28px 0 52px}.fx-grid{display:grid;grid-template-columns:minmax(0,1.05fr) minmax(340px,.95fr);gap:22px;align-items:start}.fx-card{background:var(--fx-card);border:1px solid var(--fx-line);border-radius:18px;padding:24px;box-shadow:var(--fx-shadow)}.fx-card h2,.fx-card h3{margin-top:0;line-height:1.2}.fx-intro{color:var(--fx-muted);margin-top:-6px}.fx-fields{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:16px}.fx-field{display:flex;flex-direction:column;gap:6px}.fx-wide{grid-column:1/-1}.fx-field label{font-weight:760;font-size:.9rem}.fx-help{color:var(--fx-muted);font-size:.78rem}.fx-field input,.fx-field select{width:100%;min-height:48px;padding:10px 12px;border:1px solid var(--fx-line);border-radius:10px;background:var(--fx-card);color:var(--fx-text);font:inherit}.fx-field input:focus,.fx-field select:focus,.fx-btn:focus-visible,.fx-theme:focus-visible{outline:3px solid #77a8ff;outline-offset:2px}.fx-error{display:none;margin:16px 0 0;padding:11px 13px;border:1px solid #efb3b3;border-radius:10px;background:#fff1f1;color:#8b1f1f}.fx-error[data-show=true]{display:block}.fx-actions{display:flex;flex-wrap:wrap;gap:10px;margin-top:18px}.fx-btn{min-height:46px;border:0;border-radius:10px;padding:10px 15px;background:var(--fx-brand);color:#fff;font:inherit;font-weight:800;cursor:pointer}.fx-btn-secondary{background:transparent;color:var(--fx-text);border:1px solid var(--fx-line)}.fx-status{min-height:24px;color:var(--fx-accent);font-weight:700;font-size:.88rem}.fx-results{position:sticky;top:18px}.fx-primary{border:1px solid #bdd2f5;background:linear-gradient(135deg,var(--fx-soft),#eafaf7);border-radius:14px;padding:18px;margin-bottom:14px}.fx-primary span{display:block;color:var(--fx-muted);font-size:.82rem}.fx-primary strong{display:block;margin-top:5px;font-size:clamp(1.7rem,5vw,2.45rem);line-height:1.15;overflow-wrap:anywhere}.fx-primary[data-tone=loss]{border-color:#efb3b3;background:#fff1f1}.fx-metrics{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:10px}.fx-metric{border:1px solid var(--fx-line);border-radius:12px;padding:13px;min-width:0}.fx-metric span{display:block;color:var(--fx-muted);font-size:.76rem}.fx-metric strong{display:block;margin-top:4px;overflow-wrap:anywhere}.fx-warning{margin-top:15px;border-left:4px solid #d97706;border-radius:8px;padding:12px 14px;background:var(--fx-warn-bg);color:var(--fx-warn);font-size:.86rem}.fx-content{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:22px;margin-top:22px}.fx-content article{background:var(--fx-card);border:1px solid var(--fx-line);border-radius:16px;padding:22px}.fx-content h2{font-size:1.25rem;margin-top:0}.fx-content p,.fx-content li{color:var(--fx-muted)}.fx-faq{margin-top:22px}.fx-faq details{background:var(--fx-card);border:1px solid var(--fx-line);border-radius:12px;padding:14px 16px;margin:10px 0}.fx-faq summary{font-weight:800;cursor:pointer}.fx-faq p{color:var(--fx-muted)}.fx-theme{display:block;min-height:46px;margin:0 auto 24px;border:1px solid var(--fx-line);border-radius:999px;padding:10px 13px;background:var(--fx-card);color:var(--fx-text);box-shadow:var(--fx-shadow);font-weight:800;cursor:pointer}[data-theme=dark],body[data-fx-theme=dark]{--fx-bg:#0d1420;--fx-card:#151f2f;--fx-text:#edf3ff;--fx-muted:#b6c2d5;--fx-line:#334158;--fx-brand:#77a8ff;--fx-accent:#67d8cb;--fx-soft:#1e304c;--fx-warn-bg:#382718;--fx-warn:#ffd19d;--fx-shadow:none}@media(max-width:820px){.fx-grid{grid-template-columns:1fr}.fx-results{position:static}.fx-content{grid-template-columns:1fr}}@media(max-width:540px){.fx-wrap{width:min(100% - 20px,1160px)}.fx-hero{padding-top:28px}.fx-card{padding:17px;border-radius:14px}.fx-fields,.fx-metrics{grid-template-columns:1fr}.fx-wide{grid-column:auto}.fx-actions .fx-btn{width:100%}}@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,*::before,*::after{animation-duration:.01ms!important;animation-iteration-count:1!important;transition-duration:.01ms!important}}@media print{afro-navbar,afro-footer,.fx-theme,.fx-actions,.fx-content,.fx-faq{display:none!important}.fx-grid{display:block}.fx-card{box-shadow:none}.fx-results{margin-top:15px}}