Private-sector contribution choices
Confirm which schemes apply with the employer or scheme administrator. Worker type and number of workers do not determine eligibility here. Amounts below are per worker per month.
Use the employment contract basis, including at least basic pay, housing and transport allowances.
Use this only for the basic-salary health scheme.
Use this only for the applicable consolidated-salary health scheme.
Enter the eligible participating worker’s contribution basis.
Enter the agreed monthly wage to compare with the national reference. Do not convert the reference into a daily agricultural minimum. Confirm which earnings count.
Enter the total agreed overtime hourly pay, not only the premium. Working hours and overtime arrangements must be confirmed.
Confirm the applicable cash pay basis, excluding overtime and other allowances.
Use the confirmed entitlement for this worker and service period. This is budgeting, not payment in lieu of leave.
Enter the paid-day divisor for the confirmed pay basis; no universal working week is assumed.
Reference guidance: PenCom 2023, NHIA, Housing Fund amendment (2023). PAYE is calculated separately.
The 2019 Act lists exemptions including seasonal agriculture, certain part-time or piece-rate arrangements, and establishments with fewer than 25 persons. Confirm current applicability; the worker count above is not establishment headcount. 2019 Act, sections 3, 4 and 17; Official 2024 rate reference.