🇳🇬 Nigeria Crop Insurance Calculator

Calculate insurance premiums for Nigeria farms. See government subsidies, available programs, and payout scenarios for crop failure or livestock loss.

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Crop Insurance in Nigeria

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Sources: FAO GIEWS, national insurance regulators, World Bank Agriculture Finance, ACRE Africa, Pula Advisors, ILRI. Data indicative — verify with local insurer. © AfroTools 2026.

Farming context: Nigeria

In Nigeria, agriculture contributes about 24% of GDP, employs roughly 35% of the labour force, the average farm is around 0.5 ha — so plan budgets, wages, and repayments around smallholder cash-flow cycles.

Agriculture share of GDP~24%
Arable land34,000,000 ha
Irrigated share~1%
Main rainy seasonApril to October
Main food cropscassava, yam, maize, rice, sorghum, millet
Main export cropscocoa, sesame, cashew, rubber

Growing regions at a glance

RegionAnnual rainfallMajor crops
South-West (Lagos, Ogun, Oyo, Osun, Ondo, Ekiti)1500 mmcocoa, cassava, maize, yam
South-East (Enugu, Anambra, Imo, Abia, Ebonyi)1800 mmcassava, yam, rice, oil palm
South-South (Rivers, Bayelsa, Delta, Akwa Ibom, Cross River, Edo)2500 mmoil palm, cassava, plantain, rice
North-Central (Benue, Kogi, Kwara, Niger, Nasarawa, Plateau, FCT)1200 mmyam, soybean, rice, sorghum
North-East (Borno, Yobe, Adamawa, Bauchi, Gombe, Taraba)700 mmmillet, sorghum, groundnut, cowpea
North-West (Kano, Kaduna, Katsina, Sokoto, Zamfara, Kebbi, Jigawa)800 mmsorghum, millet, rice, maize

Country context from the AfroTools agriculture dataset — planning reference, not agronomic advice. Confirm with local extension services.